Ingrid Kollmann, Medicare Insurance Agent
Ingrid Kollmann
Ultrabella Investments and Insurance Solutions
Medicare Agent Licensed in CA
6+ Years of Experience
Contact Details
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Location
Brownsville, CA
Ingrid Can Help With:
- Medicare Advantage
- Medicare Supplement
- Prescription Drug
- Dental Plans
- Vision Plans
- Hearing Plans
- Individual / Family Plans
- Group Benefits
- Life Insurance
- Final Expense Insurance
- Critical Illness
- Long Term Care Insurance
- Short Term Care Insurance
- Disability Insurance
- Hospital Indemnity Insurance
- Annuities
About Me
Greetings! I'm Ingrid, a Medicare insurance agent dedicated to serving your local area. Medicare is my area of expertise, and I'm committed to helping you pinpoint the most suitable plan for your individual needs and budget. I'll handle the research and comparison of plans from top national and local companies, so you can relax. Plus, my assistance comes at absolutely no cost to you. Reach out to me today to discuss your Medicare insurance possibilities, and remember to mention you found me through Medicare Agents Hub!
Q&A with Ingrid Kollmann
Answer: The benefit of a PPO is the flexibility to see providers outside the network without needing a referral, but it can be more expensive.
Answer: 9 states; California, Idaho, Illinois, Kentucky, Louisiana, Maryland, Nevada, Oklahoma, and Oregon.
Answer: No, Medicare cannot drop you for health reasons. Medicare is a federal program, and once you qualify for it, it's yours for life.
Answer: No. Your Medicare coverage will continue uninterrupted, but your entitlement will shift from disability to age.
Answer: 60 Medicare lifetime reserve days provide additional coverage beyond the initial 90-day benefit period in a hospital stay.
Answer: For diagnostic mammograms, Part B typically covers 80% of the Medicare-approved amount after meeting the deductible.
Answer: It was actually a Medi-Cal related matter....Huge share of cost.....client ended up dropping out of Medi-Cal and opted for a Medicare Supplement Plan G with a Medicare Prescription Drug Plan
Answer: It's because you don't live in California which has a birthday rule. A few other states may have a similar rule, depending on the available plans.
Answer: Go to ssa.gov and look for an appeal form. Complete it, including any doctor's notes, and mail/fax/email.
Answer: What is creditable coverage and why should I be aware of it. What happens if I am unable to provide it?
Answer: Once you reach the out-of-pocket maximum (e.g., $2,000 in 2025), you'll enter the catastrophic coverage phase, you won't have to pay anything out-of-pocket for your covered Part D drugs for the rest of the calendar year.
Answer: A lot of seniors either aren't technology savvy, or are wary of technology and prefer the old fashioned way of personal contact. It's also my preferred way as it also gives me the opportunity to see how they live and what they may need.
Answer: Go to ssa.gov or to a local office to sign up for Medicare Part A and Part B. Then meet with a trusted Medicare agent to look at additional coverage that best meets your needs and pocket book.
Answer: You must be in the US for at least 5 years....you might need to apply for the Affordable Care Act or Medicaid until you have reached the 5 year residence requirement.
Answer: It is not just talk, it'strue....Not only is there a cap, you can now also spread out any high copays!
Answer: I always recommend working with a local agent. One you can look in the eye, shake their hand...it tells a lot about that person. Local agents know the plans available in your local area.
Answer: No, you did not make a mistake! Medicare Supplement Plans are perfect for people who travel a lot throughout the US. What you could do is have your local agent shop other carriers' plans. Medicare Supplement Plans are nearly identical but compete on a premium level.