Ingrid Kollmann, Medicare Insurance Agent
Ingrid Kollmann
Ultrabella Investments and Insurance Solutions
Medicare Agent Licensed in CA
6+ Years of Experience
Contact Details
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Location
Brownsville, CA
Ingrid Can Help With:
- Medicare Advantage
- Medicare Supplement
- Prescription Drug
- Dental Plans
- Vision Plans
- Hearing Plans
- Individual / Family Plans
- Group Benefits
- Life Insurance
- Final Expense Insurance
- Critical Illness
- Long Term Care Insurance
- Short Term Care Insurance
- Disability Insurance
- Hospital Indemnity Insurance
- Annuities
About Me
Greetings! I'm Ingrid, a Medicare insurance agent dedicated to serving your local area. Medicare is my area of expertise, and I'm committed to helping you pinpoint the most suitable plan for your individual needs and budget. I'll handle the research and comparison of plans from top national and local companies, so you can relax. Plus, my assistance comes at absolutely no cost to you. Reach out to me today to discuss your Medicare insurance possibilities, and remember to mention you found me through Medicare Agents Hub!
Q&A with Ingrid Kollmann
I picked a PPO for the flexibility, but now every time I go out of network the bills are outrageous. What's the point of even having a PPO?
Answer: The benefit of a PPO is the flexibility to see providers outside the network without needing a referral, but it can be more expensive.
What states have the Medigap "birthday rule" and what is it?
Answer: 9 states; California, Idaho, Illinois, Kentucky, Louisiana, Maryland, Nevada, Oklahoma, and Oregon.
Can Medicare drop me for health reasons?
Answer: No, Medicare cannot drop you for health reasons. Medicare is a federal program, and once you qualify for it, it's yours for life.
I am on disability insurance Medicare now I will be 65 in October do I have to to sign up for Medicare again?
Answer: No. Your Medicare coverage will continue uninterrupted, but your entitlement will shift from disability to age.
A Medicare supplement broker told me something about "extra lifetime reserve hospital days". What are those and how do they work?
Answer: 60 Medicare lifetime reserve days provide additional coverage beyond the initial 90-day benefit period in a hospital stay.