Tanja Roulhac, Medicare Insurance Broker

About Me

Hello! I'm Tanja, your trusted Medicare agent in the area. My specialty is Medicare, and I'm passionate about helping you select the ideal plan that caters to your individual needs and budget. I'll efficiently sort through plans from reputable national and local companies, saving you time and effort. Best of all, my services are provided at no cost to you. Contact me to discuss your Medicare choices and don't forget to mention that you found me on Medicare Agents Hub!

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Q&A with Tanja Roulhac

What are the reasons why I should work with a Medicare agent?

Answer: The agent is knowledgeable in the policies that govern Medicare, Social Security and Insurance. That expertise is needed to navigate the various products available to meet the needs of seniors.

Are Medicare Advantage plans really "free," or is that just clever marketing?

Answer: Some Medicare Advantage plans have a $0 monthly premium, this does not mean they are entirely free. Beneficiaries still must pay their Medicare Part B premium (which is typically deducted from Social Security benefits) regardless of whether they choose a Medicare Advantage plan.

I'm on Medicare Part B, and I'm wondering how my physical therapy visits are covered. Do I have to hit my deductible first?

Answer: Physical therapy is covered under Medicare Part B, however you must first meet your deductible then benefits are paid. Medicare will pay 80% and the beneficiary is responsible for 20% of the approved cost.