Raymond Arce, Medicare Insurance Agent
About Me
Hello, I'm Raymond, your neighborhood Medicare insurance advisor. My expertise lies in the realm of Medicare, and my mission is to assist you in identifying the perfect plan tailored to your unique requirements and financial capacity. Allow me to navigate the array of plans available from both nationally and locally esteemed companies on your behalf. And don't worry, my services are provided free of charge! Contact me to discover your Medicare insurance alternatives and don't forget to mention that you discovered me on Medicare Agents Hub!
Q&A with Raymond Arce
What are the reasons why I should work with a Medicare agent?
Answer: Medicare plans can be confusing. Working with a Medicare Agent gives you the ability to find the right plan for your healthcare needs, an agent can give you a thorough analysis of your prior year(s). They can give you a great match for your upcoming year with an easy to understand breakdown of each plan.
What's the trade-off between a Medicare Advantage PPO and HMO when it comes to flexibility?
Answer: A Medicare Advantage HMO has a great network of providers to choose from but you must choose from the network that the plan provides in order for your visit to be covered. If you would like some more flexibility a Medicare Advantage PPO plan also has a network but allows you to see providers outside the network, but you may incur higher fees than you normally would. Some plans offer the same coverage in and out network, consulting with a Medicare agent to see if some of those plans are available in your area is a great start to checking all your options.
What's an underrated benefit of Original Medicare that many people overlook?
Answer: Flexibility-Original Medicare has an open network, you can any doctor or provider you wish, as along as they accept Medicare.