Raymond Arce, Medicare Insurance Agent
Raymond Arce
Advocate Health Advisors
Bilingual English & Español
Medicare Agent Licensed in WA, GA, NJ, PA, TX and VA
4+ Years of Experience
Contact Details
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Location
Tacoma, WA
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Phone
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Website
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Pre-Appointment Form
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Raymond Can Help With:
- Medicare Advantage
- Medicare Supplement
- Prescription Drug
- Dental Plans
- Vision Plans
- Hearing Plans
- Individual / Family Plans
- Group Benefits
- Life Insurance
- Final Expense Insurance
- Critical Illness
- Long Term Care Insurance
- Short Term Care Insurance
- Disability Insurance
- Hospital Indemnity Insurance
- Annuities
About Me
Raymond Arce: Bridging Healthcare and Financial Services Through Education and Experience
Understanding how healthcare and financial services intersect requires both technical knowledge and practical experience. Raymond Arce represents a unique professional who has spent over three decades building expertise across both industries, combining formal education with hands-on experience to help individuals navigate two of life's most complex systems.
- Educational Foundation
Arce's professional capabilities are built on a solid educational foundation that spans both business and design disciplines. He earned an Associate of Arts degree in Business and Finance from Florida Metropolitan University (FMU), providing him with fundamental knowledge of financial principles, business operations, and economic theory. This business education established his understanding of financial markets, investment strategies, and the regulatory environment that governs financial services.
Health Insurance Specialization
As a Licensed Health Insurance Agent specializing in Medicare Advantage Plans, Arce applies his healthcare background to help clients understand insurance products that directly impact their access to medical care. Medicare Advantage Plans are complex financial products that function as insurance policies, but their value is ultimately measured by their effectiveness in facilitating healthcare access and quality.
His healthcare experience allows him to explain not just the financial aspects of different plans, but also their practical implications for medical care. For example, when discussing network restrictions, he can explain how these might impact access to specific medical equipment or specialist services based on his understanding of healthcare delivery systems.
Articles by Raymond Arce
Q&A with Raymond Arce
I use several prescription apps and digital therapeutics for my chronic conditions. Does Medicare provide any coverage for digital health tools in cases like mine?
Answer: Hi there!
Medicare’s coverage for prescription apps and digital therapeutics really depends on the specific plan you have. Basic Medicare usually doesn’t cover most digital health tools, but some Medicare Advantage plans do offer extra benefits for things like certain wellness apps or digital therapeutics.
It’s a good idea to review different Medicare plan options—some may be a better fit if you rely on these types of digital tools. Let us know if you need help comparing plans or have more questions!
What's an underrated benefit of Original Medicare that many people overlook?
Answer: Flexibility-Original Medicare has an open network, you can any doctor or provider you wish, as along as they accept Medicare.
What's the trade-off between a Medicare Advantage PPO and HMO when it comes to flexibility?
Answer: A Medicare Advantage HMO has a great network of providers to choose from but you must choose from the network that the plan provides in order for your visit to be covered. If you would like some more flexibility a Medicare Advantage PPO plan also has a network but allows you to see providers outside the network, but you may incur higher fees than you normally would. Some plans offer the same coverage in and out network, consulting with a Medicare agent to see if some of those plans are available in your area is a great start to checking all your options.
What are the reasons why I should work with a Medicare agent?
Answer: Medicare plans can be confusing. Working with a Medicare Agent gives you the ability to find the right plan for your healthcare needs, an agent can give you a thorough analysis of your prior year(s). They can give you a great match for your upcoming year with an easy to understand breakdown of each plan.