What’s an underrated benefit of Original Medicare that many people overlook?
Answered by 12 licensed agents
The most underrated benefit of Original Medicare is freedom of choice. With Original Medicare you can see any provider as long as they take Medicare. no referrals are needed and it travels well. The coverage is Nation wide.
Answered by Linda Bolan on March 12, 2025
Agent Licensed in IN
The fact that don’t have copays when using their Plan.
An underrated benefit of Original Medicare is the flexibility to see any doctor or specialist in the U.S. who accepts Medicare, without needing referrals or staying in a network. This level of access is especially valuable for snowbirds, frequent travelers, or anyone wanting care at top hospitals across the country. But what many people overlook is that while the access is great, Original Medicare only covers 80% of approved services, and there's no cap on what you pay out of pocket. That means you're potentially responsible for an unlimited 20% of the costs unless you add a Supplement (Medigap) plan. For people who want both freedom and predictable costs, pairing Original Medicare with a Supplement can be a smart move. It’s not ideal for everyone, but for those who value nationwide access and lower financial risk, it’s definitely worth considering.
Answered by Bill Green on March 26, 2025
Broker Licensed in FL, AL, AZ & 19 other states
Just having to pay a premium and no copays. And you can go to any doctor and hospital that takes Medicare.
Answered by Karen Boudreaux on March 13, 2025
Agent Licensed in TX, AZ, CA & 5 other states
Original Medicare isn’t really subject to networking questions or issues like some other insurances are. There’s not really any restrictions in that sense. It’s easy to travel with in the US, it’s portable from one location to another.
Answered by David Rubinstein on March 6, 2025
Broker Licensed in NC, FL, MD & 7 other states
The ability to go anywhere that Medicare is accepted is a huge benefit of original Medicare. Another underrated benefit is that if you have worked for more than 40 Quarters then Medicare part A is premium free.
Answered by Gregg Matheny on March 26, 2025
Agent Licensed in AZ & UT
No network on Medicare you can see any healthcare provider as long as they accept Medicare. With an Advantage Plan you have a network of doctors. If you have an HMO, you can only see the Doctors on the Plan or you pay then entire bill.
Answered by Michael Pyers on March 26, 2025
Broker Licensed in OH & MI
FREEDOM of network! You can take it anywhere in the US that accepts Medicare. It will work in another state the same way it works in your home town.
Answered by Julie Joyce on March 25, 2025
Agent Licensed in PA, CT, DE & 9 other states
I would say one of the most underrated benefits of original Medicare is a person can see any doctor in the country that accepts Medicare.
Answered by Ryan Raphael on March 5, 2025
Broker Licensed in MO, AZ, GA, IL & TN
The rehabilitation/skilled nursing benefit. On Original Medicare, you can choose your rehab center (which is highly preferable to being told by an Advantage Plan which facilities are in-network). Additionally, Original Medicare will pay all costs for the first 100 days, which is far better than Advantage plans which typically only pay for the first 20 days and then charge a copay of over $200/day.
Freedom to see any doctor or hospital in the U.S. that accepts Medicare — no networks, no referrals. That kind of flexibility is easy to take for granted until you really need it.
Answered by Brian Krantz on March 25, 2025
Broker Licensed in NY, AK, AL & 48 other states
Flexibility-Original Medicare has an open network, you can any doctor or provider you wish, as along as they accept Medicare.
Answered by Raymond Arce on April 9, 2025
Agent Licensed in WA, CT, GA, NJ, PA & VA
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