LaKeshia Howard, Medicare Insurance Agent

About Me

Greetings! I'm LaKeshia, a Medicare insurance agent dedicated to serving your local area. Medicare is my area of expertise, and I'm committed to helping you pinpoint the most suitable plan for your individual needs and budget. I'll handle the research and comparison of plans from top national and local companies, so you can relax. Plus, my assistance comes at absolutely no cost to you. Reach out to me today to discuss your Medicare insurance possibilities, and remember to mention you found me through Medicare Agents Hub!

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Q&A with LaKeshia Howard

How can I lower my Medicare Part B premium if my income drops after retirement?

Answer: Hello thank your for contacting, in order to lower your Medicare premium You are able to file an .ssa 44 to report your retirement

What's an underrated benefit of Original Medicare that many people overlook?

Answer: The freedom to see any doctor without a referral is one of the underrated benefits of having original medicare

I've heard Medicare covers an annual wellness visit. What exactly is included in this visit?

Answer: Included in a wellness visit are treatments such as health risk assessment, check for cognitive functions, depression, and also discuss personalized prevention plans

Can I keep seeing my current doctors if I switch to a Medicare Advantage plan, or do I have to find new ones?

Answer: Hello that you for contacting; if you switch to Medicare Advantage you may have to switch doctors if your current doctors aren’t in network; to be certain before switching you would have to confirm that your doctors are in network.

I'm turning 65 next month; what are the first steps I should take regarding Medicare enrollment?

Answer: Hello I hope your day went well, if you haven’t already you will need to contact social security administration during your iep initial enrollment period, you will also need to gather all of your documents, social security card, birth certificate, proof of citizenship, tax documents etc: and also if you are already enrolled for social security you will be automatically enrolled

How does life insurance contribute to financial planning?

Answer: Hello, thank you for contacting; Life insurance plays a pivotal role in its contribution for financial planning; incorporating life insurance in your financial planning will ensure that you leave a family legacy and make sure your love ones are taken care of financially in your absence, having a life insurance policy will also ensure that you have a proper burial and delpending on the type of policy you have you may be able to provide for your remaining beneficiaries long term.

Can I use a health savings account (HSA) to pay Medicare premiums after I retire?

Answer: Good evening I hope your day went well, thank you for reaching out, yes you are able to pay your Medicare premiums for a, b,c,d from your hsa after you retire.

What shift has been observed in Medicare spending, particularly regarding Medicare Advantage plans?

Answer: It has been observed that in recent years Medicare spending particularly Medicare Advantage plans hava had a very noticeable increase in spending per beneficiary since 2019 it has been an increase from 39 %to 52% showing a preference for Medical Advantage plans.

I've been diagnosed with prediabetes. What preventive services does Medicare cover to help prevent progression to type 2 diabetes?

Answer: Hello, I hope your day is going well, Medicare has a few ways to prevent progression to diabetes two with remedies such as training for self management as well as sessions for diabetes prevention which focus on weight management, excercising and proper diet. Also part B covers up to 2 diabetes screenings per year if you have pre diabetes or are at risk.

Does Medicare Advantage cover acupuncture or alternative therapies in some plans?

Answer: Good afternoon I hope your day is going well, in short yes there are some plans that cover acupuncture or alternative therapies,you would have to review each plans documents or contact plan provider for specifics.