Can I keep seeing my current doctors if I switch to a Medicare Advantage plan, or do I have to find new ones?
Answered by 2 licensed agents
You may or may not keep your current doctor's when switching to a Medicare advantage plan. Some HMO's and PPO's have extensive networks and your doctors may all participate. If you decide on an HMO you just stay in network. PPO's allow you to go out of network though your cost may be higher.
Answered by Mary Turner on March 28, 2025
Broker Licensed in FL
When it comes to Medicare Advantage plans, there are many different providers and usually many different plans available per provider. If you are thinking about switching plans, it's important to review the plan and make sure your doctors, specialists and medical facilities that are a must keep are available within that plans network. When researching, be very cognizant of the particular plan. For example, Doctor X may be in network with United Medicare Advantage HMO plan 1 but may be out of Network with United HMO plan 2. In addition, there are many additional options like dental and vision that can vary widely along with wide ranging co-pays and max out of pocket limits from one Medicare Advantage plan to another. When it comes to making sure you make the right decision for yourself and it's important to sit down with a professional to review your options and benefits. It's doubly important if you are seeing a primary doc or specialist that you absolutely must keep in network!
Answered by Mel Stevens on March 30, 2025
Agent Licensed in AZ
Tags: Medicare Advantage
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