Justin Sonon, Medicare Insurance Broker
About Me
Affordable. Reliable. Experienced. We work with multiple carriers in several states, including PA, NJ, DE, MD, IL, SC and FL. We work with Medicare supplements, advantage plans and prescription drug plans, as well as other lines of personal and business insurance, giving you a true one-stop shopping experience.
Q&A with Justin Sonon
What’s one Medicare decision that too many people regret later?
Answer: One regret people can have with Medicare is if they sign up for an Advantage plan and later after being diagnosed with health problems trying to apply for a Medigap plan, forgetting that they are subject to medical underwriting approval.
What is one of the the most common misconceptions people have about Medicare?
Answer: People have the misconception that they cannot switch their Medigap plans throughout the year, when in fact, you can.
What is the biggest mistake seniors make when enrolling in Medicare?
Answer: Choosing a Medicare prescription plan or Advantage plan based solely on the plan premium can be a costly mistake.
I’ve been on a Part D plan for a while, and I’m wondering why my generic prescriptions suddenly cost more. Did something change?
Answer: Plan formularies can change from year to year, as well as plan deductibles and copays, so it's always best to check your prescription options annually or as your prescriptions change.
Can I change my Supplemental/Medigap plan at any time?
Answer: Contrary to popular belieft, Medigap plans can be changed throughout the year. You can also change them when moving to a different state throughout the year if desired.