James Stang, Medicare Insurance Agent

About Me

Hello! My name is James Stang and I am a Medicare agent with UnitedHealthcare. In addition to servicing my client base, I also run educational events across the state of Ohio. My goal is to make sure you have the best information when making your Medicare decisions regardless of if this is your initial election or if you are looking for information during open enrollment. I can help with all United Healthcare products including Medicare Supplements, Prescription Drug Plans and all Medicare Advantage Plans including Medicare/Medicaid Dual Plans and Chronic Care plans.

If you are located in the State of Ohio I can help! Give me a call and leave a message for a prompt reply!

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Q&A with James Stang

I signed up for a Medicare Advantage HMO, and I'm wondering if I can see a cardiologist out of network without paying everything myself.

Answer: It depends on the policy you enrolled in but normally out of network doctors will not be covered by an HMO. There are exceptions based on someone’s individual situation and you should ask your carrier if you could get one.

How do you educate clients who are completely new to Medicare?

Answer: Explaining the different parts of Medicare, how they differ and the costs. Then ask questions about their health, if they have any issues they are currently treating and then explain how the different options would look moving forward.

What's a common Medicare myth that even some agents still believe?

Answer: That everyone should be in one type of plan. Different people might get more benefits from different plans, no Medicare plan is one size fits all.

I'm turning 65 next month; what are the first steps I should take regarding Medicare enrollment?

Answer: Co tact Socisl Security to enroll in Part A and Part B. That is the first step for everyone! Once you have your MBI number you can contact an agent to enroll in a plan that fits you!

Shouldn't Medicare expand to cover more alternative treatments that actually help seniors?

Answer: I absolutely think it should but that is a question for Congress. I'm sure any of the carriers would support alternative treatments that are proven to be effective.

Who can help me figure out this Medicare "maze and alphabet soup" it's so confusing.

Answer: I agree, the different lettered parts and plans can be confusing. I host Medicare education events for UnitedHealthcare and would be happy to help you understand the different parts of Medicare to find the option that suits your individual situation.

Can I keep seeing my current doctors if I switch to a Medicare Advantage plan, or do I have to find new ones?

Answer: That depends on your plan and your provider. If you enroll in a HMO, your provider would need to be in network in most cases. A PPO plan would allow you to see non-network providers if they are willing to bill the carrier and there is sometimes a higher cost.