James Stang, Medicare Insurance Agent
James Stang
Stang Senior Solutions
Medicare Agent Licensed in OH
8+ Years of Experience
Contact Details
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Location
Hilliard, OH
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Phone
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Website
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About Me
Hello! My name is James Stang and I am a Medicare agent with UnitedHealthcare. In addition to servicing my client base, I also run educational events across the state of Ohio. My goal is to make sure you have the best information when making your Medicare decisions regardless of if this is your initial election or if you are looking for information during open enrollment. I can help with all United Healthcare products including Medicare Supplements, Prescription Drug Plans and all Medicare Advantage Plans including Medicare/Medicaid Dual Plans and Chronic Care plans.
If you are located in the State of Ohio I can help! Give me a call and leave a message for a prompt reply!
Q&A with James Stang
Answer: It depends on the policy you enrolled in but normally out of network doctors will not be covered by an HMO. There are exceptions based on someone’s individual situation and you should ask your carrier if you could get one.
Answer: Explaining the different parts of Medicare, how they differ and the costs. Then ask questions about their health, if they have any issues they are currently treating and then explain how the different options would look moving forward.
Answer: That everyone should be in one type of plan. Different people might get more benefits from different plans, no Medicare plan is one size fits all.
Answer: Co tact Socisl Security to enroll in Part A and Part B. That is the first step for everyone! Once you have your MBI number you can contact an agent to enroll in a plan that fits you!
Answer: I absolutely think it should but that is a question for Congress. I'm sure any of the carriers would support alternative treatments that are proven to be effective.
Answer: I agree, the different lettered parts and plans can be confusing. I host Medicare education events for UnitedHealthcare and would be happy to help you understand the different parts of Medicare to find the option that suits your individual situation.
Answer: That depends on your plan and your provider. If you enroll in a HMO, your provider would need to be in network in most cases. A PPO plan would allow you to see non-network providers if they are willing to bill the carrier and there is sometimes a higher cost.
Answer: Medigap plans offer the ability to see any doctor that accepts Medicare without any networks. You also have no co-pays when you access services. Medigap plans might not be right for everyone but they do have advantages.
Answer: You need to be covered by a MA plan with a national network or by Medicare A & B with a Supplement. It sounds like you are covered by a Medicare Advantage plan with a local network.
Answer: You need to be enrolled in Medicare when eligible or have credible coverage to not be penalized. Credible coverage is normally an employer plan or other group health plan.
Answer: A scope of appointment is a government required document. It is designed to make sure unscrupulous sales agents don't use Medicare as a way to get their foot in the door to pressure you into buying other products. I am not familiar with the regulations for call centers, but it is absolutely normal for field agents.
Answer: There are different types of events a Medicare agent can run. .What you are talking about is probably a formal sales event, where an agent/broker can discuss plan specific information. I frequently offer Medicare Made Clear educational events to people interested in the nuts and bolts of Medicare coverage. By law, we are not allowed to discuss plan-specific information at an educational meeting.