Jonathan Hardy, Medicare Insurance Agent
Jonathan Hardy
Majolica Insurance
Medicare Agent Licensed in VA, AZ, CA, DE, FL, GA, IA, ID, IL, KS, MD, ME, MS, MT, NC, NJ, OK, OR, PA, SC, SD, TN, TX and WV
3+ Years of Experience
Contact Details
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Location
Norfolk, VA
About Me
Hello! I'm Jonathan, your trusted Medicare agent in the area. My specialty is Medicare, and I'm passionate about helping you select the ideal plan that caters to your individual needs and budget. I'll efficiently sort through plans from reputable national and local companies, saving you time and effort. Best of all, my services are provided at no cost to you. Contact me to discuss your Medicare choices and don't forget to mention that you found me on Medicare Agents Hub!
Q&A with Jonathan Hardy
Can I keep seeing my current doctors if I switch to a Medicare Advantage plan, or do I have to find new ones?
Answer: It may be possible to keep seeing your same doctors. We would need to check to see if your current providers are in network with the Medicare Advantage plan.
What should people know about Medicare and its parts?
Answer: Medicare is a federal health insurance program for people 65+ and certain younger individuals with disabilities. It has 4 parts:
Part A: Hospital Coverage
Part B: Outpatient and doctor services
Part C: Medicare Advantage (private plans combining A & B, often with extras)
Part D: Prescription Drug Coverage
Enrollment timing matters, and supplemental plans (Medigap) can help cover out of pocket costs.
I'm taking a brand-name medication that doesn't have a generic version. How can I find a Medicare Part D plan that will cover it at a reasonable cost?
Answer: If you are taking a brand name medication that doesn't have a generic version there are options. We can check different plans formularies to see if the brand name medication is covered. Another option is to ask the plan for a formulary exception.
Why do some agents push Medicare Advantage plans over Medigap-should I be skeptical?
Answer: Medicare Advantage plans offer more comprehensive coverage. All of your benefits will be in one place making care coordination more efficient.
What are the reasons why I should work with a Medicare agent?
Answer: One reason is so that you have a consistent point of contact. Having an agent to call when you have questions or need to make updates streamlines the process. Plus, they will be familiar with your particular scenario.