I'm taking a brand-name medication that doesn't have a generic version. How can I find a Medicare Part D plan that will cover it at a reasonable cost?

Answered by 7 licensed agents

Work with an independant agent that has access to all the plans..

The changes in 2025 to Part D has caused every plan to review and adjust coverage. Not every plan covers every drug in their forumulary. This was the area I spent the most time on this year for my clients to help them get the coverage needed...

Answered by Michael Ryan on April 8, 2025

Broker Licensed in CA, AZ, CO & 7 other states

Answered by Michael Ryan Medicare Insurance Agent
To find a Medicare Part D plan covering your brand-name medication, use the Medicare Plan Finder on Medicare.gov and input your medication, dosage, and preferred pharmacies to compare plans and costs.

Answered by Jason Rubin on April 7, 2025

Broker Licensed in CA, AK, AL & 33 other states

Answered by Jason Rubin Medicare Insurance Agent
Since prescription drug cost vary per carrier, the best way to find the lowest cost is to work with an agent for assistance or go directly to Medicare.gov

Answered by Timothy Brown on April 15, 2025

Broker Licensed in PA, CT, DE & 15 other states

Answered by Timothy Brown Medicare Insurance Agent
Your Independent Medicare agent that solely does Medicare should be able to strategize plans for you that cover your particular medication with the best coverage. Every carrier has their own "Formulary", which can differ greatly. If you have an expensive medication, you may have to spend a little more money each month to have it covered under a specific Part D plan.

Answered by Steve Brauer on April 8, 2025

Broker Licensed in AZ & CA

Answered by Steve Brauer Medicare Insurance Agent
The prescription drug plans allow for completion amongst the carriers. You can load your runs on medicare.gov and select Search PDP's.

You will be presented with all the options available in your area. Compare three insurers side by side to see who they are similar and how they are different. Select the plan that fits your budget.

Answered by Fred Manas on April 18, 2025

Agent Licensed in NY, CT, DC & 7 other states

Answered by Fred Manas Medicare Insurance Agent
It is best to use a Medicare plan finder such as on the medicare.gov website. These tools can help you compare plans based on your particular prescription drugs so you can shop based on co-pay costs. You can also visit with a licensed Medicare agent to help with the process.

Answered by Mary Salmon on April 9, 2025

Broker Licensed in TX & OK

Answered by Mary Salmon Medicare Insurance Agent
The agent can search your medication on the insurance companies formulary,which is a list of covered medications.

Answered by Michael Turkaly on April 14, 2025

Agent Licensed in MI

Answered by Michael Turkaly Medicare Insurance Agent

Tags: Advice for Seniors Medicare Part D Prescription Drug

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