Johnnie Jeter, Medicare Insurance Broker
About Me
Hello, my name is Johni Danette Jeter, and I would like to introduce myself as a local Medicare Broker living in Fayetteville Georgia. I became a life insurance agent because I care deeply about the people and families in our community. As a Medicare Broker and financial advisor for health and life insurance. I can help you protect yourself and your loved ones.
Q&A with Johnnie Jeter
What are the reasons why I should work with a Medicare agent?
Answer: It is essential to work with a Medicare agent to gain clarity of your benefits and learn how to choose the plan that is most beneficial, and works for you. Learn about important dates that will allow you to make changes if you need to, also to see if you qualify for extra help.
What's the trade-off between a Medicare Advantage PPO and HMO when it comes to flexibility?
Answer: Medicare advantage PPO plans offer more flexibility in choosing providers, but may have a higher out-of-pocket cost, while medicare advantage HMO plans usually require selecting a primary care provider and tend to have less provider flexibility.
Does Medicare Part A cover outpatient surgery, or is that strictly under Part B?
Answer: Medicare part A may cover outpatient surgery, but part B typically covers the cost. For example if you need a more complex procedure part A may cover the cost.
Can I get a Medigap plan with Guaranteed Issue if I'm losing my employer coverage?
Answer: If you receive communication from your employer that your health insurance coverage is ending, you may apply for a Medicare supplement plan starting 60 days before the loss of coverage and guaranteed issue rights end in 63 days after you lose coverage.
What's the most important question I should be asking about Medicare that I probably haven't thought of yet?
Answer: The most important question should always be concerning your benefits and what you actually have for example like, what carrier are you with Aetna? Humana? Etc.. do you have original. medicare and PPO or do you have Medicare advantage plan? You should also keep track of the special dates that you can make necessary changes if needed.
I tried calling Medicare and got transferred five times. Is there any way to get straight answers from them?
Answer: What answer are you looking for? I can try to help you answer your questions about Original Medicare, Medicare Advantage, etc..