Jacquie Wolf, Medicare Insurance Broker
About Me
I'm Jacquie Wolf, the Broker/Owner of Health Options NY. I am an Independent NY Licensed Broker / Agent for Health / Accident and Life Insurance and Medicare Certified with AHIP.
I focus on Small Business, Freelancer, and Medicare. I can help you navigate the options for your business, out-of-the-box options for entrepreneurs, and the maze of Medicare choices. No one plan is good for everyone, let's discuss your needs and budget!
Q&A with Jacquie Wolf
What are the reasons why I should work with a Medicare agent?
Answer: Simple, it costs you nothing and you are working with a person trained in Medicare and the details of the plans in your State. Working with a Broker gives you access to many different carriers!
Are Medicare Advantage plans really "free," or is that just clever marketing?
Answer: Nothing is Free, but there are many $0 premium plans available that might be a good fit for you. It all depends on your needs and budget.
What's the biggest frustration Medicare agents have when helping clients enroll?
Answer: I would say that confirming medications being covered and providers being In-Network among different carriers is the hardest part. Fortunately, there are tools available to make it easier.
How do I appeal a decision by Medicare or my plan if they deny coverage for a procedure or medication I need?
Answer: It is best to have your medical provider initiate the appeal because they will have to demonstrate the medical need for the service. Many appeals are granted once the medical need is established but certain procedures, like cosmetic or experimental treatments will often be denied.