Will Medicare cover asthma and other breathing conditions?
Answered by 24 licensed agents
Answered by Scott Sims on April 9, 2025
Broker Licensed in OR, AZ, CA & 15 other states
Answered by Tasha Riggs on April 12, 2025
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Answered by Richard Moreno on May 31, 2025
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Answered by Walt Smith on April 14, 2025
Agent Licensed in NJ, PA & VA
Answered by Hannah Skinner on July 23, 2025
Agent Licensed in SC, AL, AR & 44 other states
Answered by Cleo Martin on May 7, 2025
Agent Licensed in SC, AL, FL & GA, MI, NC & TX
Yes, Medicare does cover care related to asthma and other chronic respiratory conditions, but what’s covered depends on the type of Medicare plan you have:
Medicare Part B (Original Medicare)
Covers doctor visits, lung function tests, allergy testing, durable medical equipment (like nebulizers and oxygen equipment if medically necessary).
Also covers pulmonary rehab programs if your doctor prescribes them.
Part D (Prescription Drug Coverage)
Covers medications like inhalers or biologic drugs (exact coverage depends on your plan’s formulary).
Medicare Advantage Plans (Part C)
These include everything Original Medicare covers and often add extra benefits like disease management programs, transportation, or reduced copays for inhalers.
Important: Copays, deductibles, and which inhalers/medications are covered can vary widely by plan, so it’s smart to review your options annually.
Answered by Leslie Kaz on July 29, 2025
Agent Licensed in CA, AL, AZ & 7 other states
Answered by John Zentner on July 14, 2025
Agent Licensed in CA
Answered by Geneva Hamilton on April 23, 2025
Agent Licensed in TX
Here's a more detailed breakdown:
Medicare Part D:
This part of Medicare covers prescription drugs, including those used to treat asthma and COPD.
Medicare Part B:
This part can cover certain durable medical equipment (DME) like nebulizers and asthma inhalers, especially if prescribed by a doctor.
Medicare Advantage (Part C):
Many Medicare Advantage plans include prescription drug coverage (like Part D), so they may also cover asthma and COPD medications and devices.
Out-of-pocket costs:
Even with Medicare coverage, individuals may still have some out-of-pocket costs, such as copays or deductibles.
Pulmonary rehabilitation:
Medicare may cover pulmonary rehabilitation programs for people with lung conditions like asthma and COPD.
Extra Help:
If you qualify for Extra Help, you may have lower costs for Medicare Part D prescription drugs.
Nebulizers:
Medicare may cover nebulizers if they are prescribed by a doctor and used with certain medications.
Inhalers:
Medicare Part B may cover asthma inhalers if they are prescribed by a doctor and used for asthma medication.
Answered by Fred Manas on May 12, 2025
Agent Licensed in NY, CT, DC & 7 other states
And to clarify, I'm talking about Medicare supplement plans for Medicaid plans
Medicare advantage plans probably will also, but it depends on the plan and the insurance company and what the condition is
Medicare advantage plans can turn down different types of ailments for coverage, whereas Medicare supplement plans typically have very, very wide range of coverage which makes them much better
Answered by Gary Henderson on April 11, 2025
Agent Licensed in TX, AK, AL & 46 other states
Answered by John Motsinger on August 4, 2025
Agent Licensed in KY, FL, IN & 5 other states
Answered by Jami Mead on April 14, 2025
Broker Licensed in OH, FL, GA & 11 other states
Answered by Judi Norton on April 9, 2025
Agent Licensed in NM
Answered by Dennis Sullivan on June 30, 2025
Agent Licensed in FL
Answered by Robert Barco on April 16, 2025
Broker Licensed in OH
Also, a Medicare Supplement combined with a Prescription Drug Plan (PDP) is another viable option because if purchased when you are Medicare first eligible, it is guaranteed issue and there is only a $250 annual deductible.
Answered by Jim Carroll on April 28, 2025
Broker Licensed in FL, AL, GA & 9 other states
Medicare part B only covers 80% of cost relating to durable medical equipment, like nebulizers but that's only after the deductible is met which is around $250.
Answered by Krystal Hampton on July 18, 2025
Agent Licensed in MD, AR, AZ & 22 other states
Answered by Jessica Yen Le on June 7, 2025
Broker Licensed in CA, AK, AZ & 21 other states
Tags: Coverage
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