Allison Chapman, Medicare Insurance Agent

About Me

Hi, my name is Allison and I am your local Medicare insurance agent. Medicare is my specialty and I am dedicated to helping you find the best plan that fits your specific needs and budget. I will take on the task of searching through plans from nationally and locally recognized companies so that you don't have to. Best of all, my services come at no cost to you. Get in touch with me today to explore your Medicare insurance options. Be sure to mention that you found me on Medicare Agents Hub!

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Q&A with Allison Chapman

Answer: Yes, you can go on Medicare.gov for prescription drug savings and another great website is www.mat.org

Answer: People who qualify under 65 will need to have End-Stage Renal Disease (ESRD) or must be receiving disability benefits from Social Security Administration or Railroad Retirement for atleast 24 months.

Answer: No, Medicare Part A alone is usually not enough for full hospital coverage. Even though Part A helps, it still leaves you exposed to out-of-pocket costs.

Answer: Yes, depending on what type of Medicare plan you have I would review with agent and let them know the changes to make sure your plan is in the new service area and no adjustments are needed. Happy to help with that if you don’t have one already!

Answer: You should apply for Medicaid in your state, and that will provide alot of extra benefits also. If you were approved it could pay your medicare premiums and copays depending on the level you were approved for.

Answer: There is now a cap of $2100 max you would ever pay for drug cost, prior to that there was nothing in place and they called that the donut hole. The donut hole is no longer an issue anymore

Answer: es, Medicare Advantage plans (Part C) cover home health care, as they are required to provide at least the same coverage as Original Medicare and they have networks.

Answer: Most plans have a $0 premium, not all of them. With that being said they do have co-pays and costs associated. Would love to chat more if you have questions. Contact me.

Answer: There are patient assistance programs you can apply for when medication costs are too high. Also, a program through SSI called Extra Help with Part D prescription. I’m happy to assist or apply you, Allison Chapman, licensed agent. Contact me.

Answer: Yes, it will, it covers inhalers, breathing treatments, and more. Please reach out if you have more questions. Allison, Chapman Life Agency

Answer: It can be confusing; there are costs to Medicare, your Part B has a monthly premium, some plans have a monthly premium depending on what you choose, and they have copays also. I would be happy to go over that with you so you can understand. Contact me, my name is Allison, and I am a licensed insurance broker.

Answer: It is best to plug in your medications to see which part d plan is best for you and the lowest cost for your medications. I am happy to help you search.

Answer: As long as you have quailifying coverage then you will not be penalized and can continue coverage at work until you retire.