Clare Burley, Medicare Insurance Broker
About Me
As an Insurance broker, I am able to fully shop the market and provide my clients with Medicare plans tailored to their needs. My goal is to simplify the Medicare maze and ensure you are getting the most from your benefits while saving money.
I truly love working with people and bringing a friendly, knowledgable approach to the insurance world. Added bonus, my services are zero cost to you!
Currently, my family and I reside in Castle Rock Colorado. I have a wonderful husband, two amazing daughters (ages 3 & 6). We love exploring, hiking, gardening, and just soaking up this fantastic Colorado sunshine.
Q&A with Clare Burley
What benefits are there to working with a Medicare Agent near me vs remote/virtual?
Answer: I love getting to know my clients, hear their stories, and of course help guide them through what can often be a confusing topic--Medicare! I really enjoy being able to help them navigate their benefits and save them time and frustration. Having an understanding of your benefits is empowering and can save you a lot of money in the long run.
How do you educate clients who are completely new to Medicare?
Answer: We always start with the Medicare basics! An overview of Medicare, all of the puzzle pieces they will need to have in place, and next steps. I always guide my clients through the entire process, from start to finish.
My doctor recommended a bone density test. Is this considered preventive care under Medicare?
Answer: Yes, bone density screenings are considered preventive under Medicare Part B. They are typically covered every 24 months, however they can be approved more frequently if medically necessary.
If I have been on disabilty due to an accident, do I qualify for Medicare Insurance?
Answer: Yes, if someone has been on disability for 24 month or more, they are eligible for Medicare. Once someone has Part A and B in place, we can shop different plan options to ensure they have all of their puzzle pieces in place and have access to the care that they need!
How do Medicare Savings Programs help with Medicare costs?
Answer: Yes the MSP definitely help with Medicare costs! There are different levels of MSP and what you qualify for will depend on your income level.
Can I show my Original Medicare Card instead of my Medicare Advantage card, if my provider doesn't take my advantage insurance?
Answer: No. When you have an Advantage Plan, that is your Primary insurance and Original Medicare moved to the back burner. The doctors you see will need to be in-network with your chosen plan. If you have a PPO Medicare Advantage you will have access to in and out of network doctors, but the office will need to be willing to bill a PPO out of network. You may also have higher co-pays for seeing an out of network doctor.
Luckily the Medicare Advantage networks are very large and continue to grow, so my clients usually do not run into these issues.
I tried calling Medicare and got transferred five times. Is there any way to get straight answers from them?
Answer: Yes! They now offer a live chat option on their website. Go to "contact us" on the home page and then choose "live chat." It's awesome!