Rick Valente, Medicare Insurance Agent
Rick Valente
Wall Street Financial Planning
Medicare Agent Licensed in FL, NC, NJ, SC and VA
16+ Years of Experience
Contact Details
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Location
Boca Raton, FL
About Me
Hi! My name is Rick, and I am your dedicated Medicare consultant and agent. My focus is on Medicare, and I am committed to assisting you in finding the most suitable plan that aligns with your unique needs and budgetary constraints. I will tackle the challenge of sifting through plans from nationally and locally recognized companies, so you don't have to. What's more, my services are entirely free! Reach out to me today to explore your Medicare insurance options and be sure to mention that you discovered me on Medicare Agents Hub!
Q&A with Rick Valente
I’ll be turning 65 in April. I have full VA coverage and good hospital and doctor coverage through Eisenhower here in the desert. The VA doesn’t provide dental care. Do I still need to enroll in Medicare, and if so, which part makes sense for my situation?
Answer: When you say you have "full VA coverage" if you mean you have "Tri-Care", you do NOT want to give that up for Medicare.
Most dental insurance isn't worth the paper it's written on, even in Medicare policies. My advice would be, Google dental insurance and do a little reading on your own to determine what the best policy would be for you.
Will Medicare cover asthma and other breathing conditions?
Answer: There are a number of Medicare providers out there which can provide coverage for all types of respiratory issues. The best plan to explore your options is to speak to a licensed agent.
What are the reasons why I should work with a Medicare agent?
Answer: The Medicare plans out there are plentiful, depending on where you are in the country.
Understanding the mechanics of each of those plans is critical to making the correct
choice of a suitable plan, geared to the wants and needs of the beneficiary.
A licensed agent has been trained to uncover the data from the beneficiary, necessary
to guide the individual to a valid choice.
What are disadvantages of HMO?
Answer: HMO will require you to get a referral from your primary care physician
in order to see a specialist. You will also be required to use "in-network"
doctors, hospitals, clinics, etc. in order have those visits covered by your plan.