Which Medicare Supplement plan (Medigap) offers the best value for most seniors, and why?
This is not a cookie counter answer for all seniors based on their health and desired premiums, co-pays, deductibles and future rate increases. As of Jan 1, 2020, Medicare Supplements Plan C and Plan F were no longer available to new to Medicare seniors (a.k.a. Turning 65). There are still many others supplements available in most states. Some retirees will opt for Plan G, while others may opt for Plan N or Plan High Deductible G.
Answered by Christopher Boyd on March 4, 2025
Agent Licensed in IN, KY, MI, OH, PA & TN
Plan G is usually the best value for most seniors. It covers almost everything except the Part B deductible, making it a solid choice for predictable costs and great coverage. It’s popular because it offers the most benefits without the high premiums of Plan F. (Which is only available for those eligible for Medicare before 1/1/2020) Plus, once the deductible is paid, there are no copays or surprise bills.
Answered by Abbie Choate on March 4, 2025
Broker Licensed in CA & NY
Tags: Coverage Medicare Supplement