Adriane Williams, Medicare Insurance Agent
Adriane Williams
Medicare Agent Licensed in OK, AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY
Contact Details
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Location
Broken Arrow, OK
Adriane Can Help With:
About Me
Hey there, my name is Adriane, and I am your local Medicare advisor and agent. I specialize in Medicare and am devoted to helping you find the best plan that matches your specific needs and financial situation. I will take care of the daunting task of comparing plans from well-known national and local companies for you. Even better, my services are completely free! Contact me today to explore your Medicare options, and be sure to mention that you found me on Medicare Agents Hub!
Q&A with Adriane Williams
Are Medicare plans and requirements different for every state?
Answer: Hi there! Medicare plans are different for every state and company. They are also based on your eligibility. I’d be happy to review plans with you if you like! Give me a call at (918) 210-3319.
What benefits are there to working with a Medicare Agent near me vs remote/virtual?
Answer: There is no difference. All agents are licensed by the state/country. Most are remote since Covid for the safety of the client and themselves.
What's one hidden Medicare expense that people don't think about until it's too late?
Answer: Prescription drug costs. And that their doctor may not be in network and they may have to pay out out of pocket to see them.
How does life insurance contribute to financial planning?
Answer: It plans for retirement or future income at the end of life for the client. Usually during the time of retirement.
I'm retiring next year - do I need to do anything with my Medicare?
Answer: If you are turning 65 and or if you need to secure your healthcare coverage, yes! You can start preparing 3 months out.
If you are retaining coverage with your prior employer, then no.
I'm caring for my dad who has Alzheimer's with lots of medications and I keep getting bills I don't understand. Any tips for not drowning in paperwork?
Answer: Depends upon the plan you have him enrolled in. Please reach out to me. I would be happy to walk you through the process. 918-210-3319.
My diabetes medication is super expensive, and I've heard horror stories about Part D not covering what people need. Should I go standalone Part D or get it through a Medicare Advantage plan?
Answer: A part D prescription plan and a Medicare plan with prescription drug coverage is the same. Each company formulary is different. We can review if you like.
How do you explain to clients that "zero-premium" doesn't mean "zero-cost" with Medicare Advantage?
Answer: Zero premium means the plan doesn’t have a monthly cost. That doesn’t eliminate costs plan share or the cost to do business with other providers.
Which Medicare Supplement plan (Medigap) offers the best value for most seniors, and why?
Answer: Every Senior has different needs, not all plans work for all seniors. The best thing to do would be discuss or have a needs analysis done by a licensed agent.