I exercise regularly and maintain a healthy lifestyle. Does Medicare offer any incentives or additional benefits for preventive health behaviors?
Answered by 8 licensed agents
A few Medicare Supplements and some Medicare Advantage plans have a benefit for gym memberships. Some Medicare Advantage plans will pay you a specific dollar amount for preventative visits. I would not choose a plan based on these benefits. Focus on the quality of the medical coverage. Please contact your local agent for more information about the plans in your area.
I love to hear when people are exercising on a regular basis. Most Medicare plans offer a free or discounted gym membership plan with various companies. All plans are different but there are some plans that do offer some additional incentives like bonuses for completing certain tasks. Some plans will also offer an OTC or over the counter benefit card that people will use to purchase vitamins and other items to help keep themselves healthy.
Original Medicare doesn't, but Medicare Advantage plans include gym memberships and fitness and wellness programs that encourage healthy behavior. Some also offer gift cards for completing health related activities like getting a flu shot or a wellness visit.
While Medicare does encourage maintenance of good health by covering an annual physical each year the real support comes from Medicare Supplement or Medicare Advantage plans that cover gym memberships and healthy living options such as dieting and smoking cessation.
Yes, most carriers have programs that provide financial reward for engaging in healthy activities and habits. This includes but is not limited to routine annual check ups and so forth.