Phyllis Dixon, Medicare Insurance Agent
Phyllis Dixon
Dixon Insurance
Medicare Agent Licensed in VA, MD and SC
Contact Details
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Location
Hayes, VA
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Phyllis Can Help With:
About Me
Let me help you with the Medicare maze, making insurance choices that work from multiple well known carriers. We can talk by phone or in person. I have clients in a wide area.
Q&A with Phyllis Dixon
What do you like most about being a Medicare agent?
Answer: It is rewarding to assist people who are very worried and confused by all of the information they need to try to understand about Medicare. When they spend an hour with me they often say how much they are relieved and happy to be comfortable now that I have helped by reviewing their options for Medicare coverage and have helped them enroll, if individual Medicare plans are their best choice. In addition, since I am not a call center agent, they have me as their year round resource.
Are Medicare Advantage plans really "free," or is that just clever marketing?
Answer: Free is probably not the most accurate description. Each Medicare eligible person needs to have Medicare A and B (which has a cost for most people) to qualify for a Medicare Advantage plan. The plans often don't have an up front monthly premium, but somewhat like health insurance there is out of pocket expense for medical and prescription costs. That being the case, it's important to carefully review plans to be sure the out of pocket costs are acceptable in each person's situation.
Who qualifies for Medicare coverage if they are under 65?
Answer: The most accurate information is in this document, which mentions starting on page 3 who is eligible including those under 65 special requirements
https://www.ssa.gov/pubs/EN-05-10043.pdf