Rick Porras, Medicare Insurance Broker
Rick Porras
Medicare Planning of California
Bilingual English & Español
Medicare Broker Licensed in AZ, CA, CO, FL, ID, IL, MO, MT, NC, NM, NV, OH, OR, TX, UT and WA
10+ Years of Experience
Contact Details
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Location
Thousand Oaks, CA
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Phone
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Website
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Facebook
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Rick Can Help With:
About Me
Hello! I'm Rick, your trusted Medicare agent in the area. My specialty is Medicare, and I'm passionate about helping you select the ideal plan that caters to your individual needs and budget. I'll efficiently sort through plans from reputable national and local companies, saving you time and effort. Best of all, my services are provided at no cost to you. Contact me to discuss your Medicare choices and don't forget to mention that you found me on Medicare Agents Hub!
My Google Reviews
98 Total Reviews (5.0 )
May 30, 2026
Rick is an excellent and a knowledgeable professional providing various services. His help to find a Medicare plan was simple, easy to understand and prompt. He was able to get my supplimental plan approved in just days.
May 30, 2026
Great service, knowledge and communication.
May 29, 2026
Cristina was timely, knowledgeable and professional. I highly recommend her!
May 28, 2026
Cristina is like an angel who comes to guide you when you start a new Medicare supplement plan, she’s very knowledgeable, I got an amazing plan, I couldn’t have something like this if I had to chose by myself! I highly recommend her.
May 28, 2026
I recently worked with this wonderful Medicare planning specialist Cristina Berechet and I couldn’t be more grateful. Navigating Medicare can feel overwhelming, but she was responsive every step of the way and made me feel genuinely supported throughout the entire process. Cristina took the time to answer my questions and never made me feel rushed. If you’re looking for someone who truly cares about helping you, I highly recommend Cristina!
Q&A with Rick Porras
Is it better to get Medicare Part D or Medicare Advantage?
Answer: Thanks for your question. There is no one size fits all, when it comes to answering questions having to do with Medicare. This answer really depends on your personal medical needs and your budget. A stand alone Part D plan covers your prescribed medications and refills if you have original Medicare Parts A and B. Since original Medicare does not include prescription coverage, you have to purchase one of these plans, or face possible lifetime penalties. With a Medicare Advantage plan, Part D coverage is usually included. I am happy to discuss your specific plan needs at your convenience at no cost or obligation to you. I look forward to hearing from you.
I exercise regularly and maintain a healthy lifestyle. Does Medicare offer any incentives or additional benefits for preventive health behaviors?
Answer: Hello, Medicare does not have any incentives to promote healthy life styles. However, your secondary insurance plan, Medicare Advantage or your Medigap may have a program depending on which insurance company you have, Feel free to contact me for assistance.