Victor Gerber, Medicare Insurance Broker

Answer: You can contact medicare directly by phone at 1-800-MEDICARE to verify, or in many cases check for the procedure on Medicare.gov

Answer: They can choose to exit the market. You will receive several notices in advance providing a date the plan will discontinue, along with your options to find new coverage.

Answer: You only need to contact the Social Security Administration. They will take care of the change with them and with medicare.

Answer: You will be automatically enrolled in Part A and Part B of Medicare and mailed your medicare ID card. You will still need to find coverage to supplement Original Medicare.

Answer: Yes, you can drop your employer health insurance and switch to Medicare at age 65 or older. While you can generally make this switch, it is important to consider costs, coverage, and coordination of benefits, especially if your employer has fewer than 20 employees, in which case Medicare usually becomes primary.

Answer: Yes, you may apply to change from one medicare supplement to another at any point during the year. Unless you are in a "Guaranteed Issue" or "Open Enrollment", you will be subject to medical underwriting from the new company.

Answer: You must see a Medicare-participating provider for the service to be covered without cost-sharing. Below is the full list of preventative services covered by medicare:

Abdominal aortic aneurysm screenings

Alcohol misuse screenings & counseling

Bone mass measurements

Cardiovascular disease screenings

Cardiovascular disease (behavioral therapy)

Cervical & vaginal cancer screenings

Colorectal cancer screenings

Blood-based biomarker tests

Colonoscopies

Computed tomography (CT) colonography

Fecal occult blood tests

Flexible sigmoidoscopies

Multi-target stool DNA tests

Counseling to prevent tobacco use & tobacco-caused disease

Depression screenings

Diabetes screenings

Diabetes self-management training

Glaucoma screenings

Hepatitis B shots

Hepatitis B virus (HBV) infection screenings

Hepatitis C virus screenings

HIV screenings

Lung cancer screenings

Mammograms (screening)

Medical nutrition therapy services

Medicare Diabetes Prevention Program

Obesity behavioral therapy

One-time “Welcome to Medicare” preventive visit

Pre-exposure prophylaxis (PrEP) for HIV prevention

Prostate cancer screenings

Sexually transmitted infections screenings & counseling

Shots:

COVID-19 vaccines

Flu shots

Hepatitis B shots

Pneumococcal shots

Yearly "Wellness" visit

Answer: I would say, if someone is staying working on employer coverage that if they have HSA at work, not to take any Medicare because you can no longer contribute to HSA if you do. But if you do not have HSA you should take part A only at 65.

Answer: You can stay with your current coverage, or if you have Medicare Advantage plan it can be changed to other plan that may be better for institutionalized individuals.

Answer: If you do not have employer coverage continuing, you need to get signed up for Medicare A & B either online our calling Social Security for phone appointment. Then talk to trusted agent about secondary insurance plan.

Answer: Each year the part B premium may increase by COLA cost of living percentage. You may also have IRMMA increase if income exceeds certain limits.

Answer: Yes, Medicare up untill point you leave against medical advice. They do not care how you leave. Stay must be Medically necessary.

Answer: Not sure how it will effectyou with providers that where effected, but for zero extra cost you can get a Medicare advantage plan that would pay majority of cost on future medical bills and RX cost.

Answer: Regular Medicare does not, but most Medicare advantages do, such as Silver Sneakers and some monitary benefits for having regular checkups and preventive test done.

Answer: Medicare insurance is one thing that doesn't have a sale ever, meaning it's the same price anywhere you buy it even straight with insurance company. So with that said you may want to work with someone local that can help service the policy and go to bat for you when there is a problem.

Answer: As long as Medicare approves bill, you will owe nothing for this service. Plan C pays the 20% medicare does not cover including your $283.00 deductible for 2026