Robin Mulcahy, Medicare Insurance Agent
Robin Mulcahy
Medicare Agent Licensed in WI
15+ Years of Experience
Contact Details
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Location
Madison, WI
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Phone
About Me
Hello,
My name is Robin, and I am your local Medicare advisor and agent. I specialize in Medicare & Medicaid and have been in this business since 2010.
I am devoted to helping you find the best plan to match your specific needs and financial situation. These are the companies I am currently appointed with
* Anthem BC/BS
* Aetna
* Humana
* iCare
* United Health Care
* Wellcare
I will take care of the daunting task of comparing plans from these companies for you.
Best of all...my services are completely free! Contact me today to explore your Medicare options.
Be sure to mention that you found me on Medicare Agents Hub!
Q&A with Robin Mulcahy
I exercise regularly and maintain a healthy lifestyle. Does Medicare offer any incentives or additional benefits for preventive health behaviors?
Answer: Yes, many Medicare Advantage plans include a free health club membership. Some plans also offer incentives to members for completing preventative health screenings.
What do you like most about being a Medicare agent?
Answer: I like helping seniors to help understand how Medicare works. I assist them with finding a plan that best fits their specific needs.
I went with Medigap because I travel a lot, but now I'm paying a fortune in premiums. Did I make a mistake?
Answer: Many Medicare Advantage plans also offer nationwide provider networks.
Advantage plan's monthly premiums are much lower than Medigap plans, but you will have small copays for medical services. These plans have annual out of pocket amount maximums that limit how many copays you would be responsible to pay.
I would suggest comparing how much you are paying annually for your Medigap premiums to the annual maximum limits on the Advantage plans available in your area.
There is a good chance that you would pay less with a plan that has a lower monthly premium and copays for the actual medical services you receive.
Advantage plans also include additional benefits such as Rx medications, dental, vision and hearing aids.
Part A Inpatient Hospital deductible $1,676 but if I have Part C Advantage Plan, the hospital $350 copay per day 1-7 so how does this work?
Answer: When enrolled in a Medicare Advantage plan, the plan supersedes the cost sharing of Original Medicare.
You will only be responsible for the $350 per day copayment for each day that you are an inpatient at an in-network hospital.
If you are in the hospital more than 7 days, your Medicare Advantage plan will cover 100% of the cost for the remainder of your hospital stay.