Tiffany Gladwell, Medicare Insurance Agent
Tiffany Gladwell
Tiffany Gladwell TCG Services, Inc.
Medicare Agent Licensed in NC, SC, TN and VA
18+ Years of Experience
Contact Details
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Location
Greensboro, NC
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Phone
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Website
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LinkedIn
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Facebook
About Me
Hello, I'm Tiffany, your neighborhood Medicare insurance advisor. My expertise lies in the realm of Medicare, and my mission is to assist you in identifying the perfect plan tailored to your unique needs and financial capacity. Allow me to navigate the array of plans available from both nationally and locally esteemed companies on your behalf. And don't worry, my services are provided free of charge! Contact me to discover your Medicare insurance alternatives and don't forget to mention that you discovered me on Medicare Agents Hub!
Q&A with Tiffany Gladwell
I'm enrolled in a Medigap Plan F, and I'm not sure how my emergency room visits are handled. Is there a copay I should expect?
Answer: There are no copays for
Medicare plan F for the ER. If you continue to have questions, I suggest contacting a licensed agent to go over the options
I picked a Medicare Advantage plan last year, and I'm not sure if my hearing aids are covered. How do I figure this out?
Answer: Most advantage plans cover hearing aids with a lower copay. Contact a licensed insurance agent, like myself, to review the benefits of your current plan. If it’s not a suitable plan for you, there may be an election period that allows you to move to a plan that will better fit your needs. Contact An Agent !
I'm worried about affording my medications even with the 2025 changes. Are there additional assistance programs I should know about?
Answer: 2026 Medicare changes and options are complicated and confusing , you should explore the expanded Medicare Extra Help program (LIS) for income-based aid, plus State Pharmaceutical Assistance Programs (SPAPs), nonprofit resources like NeedyMeds/RxHope, and pharmacy-specific discount programs, as these offer significant help for premiums, deductibles, and copays beyond the new drug cost caps.
A licensed and experienced Medicare / Medicaid Agent, like myself can help you navigate the options and help you sign up for No Cost !
Is Medicare fraud an issue I should be worried about?
Answer: Absolutely. To combat fraud my most important suggestion is to not make any changes or agree to anything regarding your coverage without first consulting your personal agent. They are there to help and guide you. Also protect your Medicare number as if it were your social security number.
What's the difference between a Medicare broker and a Medicare agent?
Answer: Traditionally a broker works for a company while an agent works for a member. Sometimes the terms are used interchangeably. But typically the agent works for the member
I exercise regularly and maintain a healthy lifestyle. Does Medicare offer any incentives or additional benefits for preventive health behaviors?
Answer: Absolutely. Be sure to contact your agent for a specifics regarding what’s available on your policy. Medicare plans vary but have many options regarding preventative health and many offer gym memberships at no cost to member
What's the best way for seniors to protect themselves from Medicare-related scams?
Answer: Always Contact Your Agent if you have questions. Dont make a move or change without consulting your agent.
Another way for seniors to be protected against Medicare scams is to guard their Medicare number like a credit card, never share personal info with unsolicited callers, hang up on high-pressure tactics for "free" offers, verify all calls using official numbers (like the number in the back of their card), and regularly review Medicare statements for errors, and also reporting anything suspicious to the NC Senior Medicare Patrol or Medicare directly.
Again, contact your agent, they are available to help you free of charge
What's one piece of advice you wish every senior knew before picking a Medicare plan?
Answer: It’s really important to review all the plans available to you in your area. It really can be overwhelming and confusing, so it’s always good advice to consult a licensed and professional Medicare Agent, like myself at Tiffany Gladwell Insurance, to review all the plans and make sure you select the right one to meet your individual needs.
Does Medicare Advantage cover acupuncture or alternative therapies in some plans?
Answer: Yes. Some plans do cover acupuncture. You should consult a professional trained and licensed Medicare Agent, like myself, Tiffany Gladwell Insurance, to go over the services covered with your individual plan.
I've been on a Part D plan for a while, and I'm wondering why my generic prescriptions suddenly cost more. Did something change?
Answer: There are so many variables that determine what your pricing will be. The best thing to do is to consult your agent, or reach out to me and we can instigate a full review of your medications and doctors and figure out what’s best for your individual needs