Peggy Elliott, Medicare Insurance Agent

Answer: As long as you’re able to participate and sign the application then your daughter can work with an agent. If you are unable to sign or meet with an agent and your daughter has financial power of attorney, then your daughter can meet on your behalf .

Answer: I am sure that you have what is known as a Medicare supplement and a prescription drug plan, and your friend has a Medicare advantage plan. Both coverages are incredibly good, but you need to be shown the difference between the two types of Medicare coverages.

Answer: If you move to a new state, then there's a different timeline. It's called a different special election period, which enables you to be out of the AEP or IEP timeline if you need more answers. You just need to talk with an agent. But yes, you can still get enrolled if you move to another state. Thank you.

Answer: If you are on a Medicare advantage plan, January 1-March 31, 2026 is called OEP and is an enrollment period that can be used as well. During this period you can change from one advantage plan to another advantage plan.

Answer: Yes, hello. I'm a licensed health and life insurance agent, and I work primarily with United HealthCare and Medicare Advantage plans. I have close to 500 clients who have been covered with them for years. I don't have anyone calling me telling me that hospitals are not accepting their plans. It seems to be very competent plans that help people. Thank you very much.

Answer: Yes with Medicare advantage plans,clients have free eye exams and up to $300 to spend on lenses or contacts

Answer: Special needs plans are usually Medicaid Medicare plans, unless you are a chronic needs individual.

Answer: Medical alert systems are often covered with Dual Complete plans and Mycare Ohio plans. With United Health Care that is what I’m aware of as well as with Anthem.

Answer: Medicare advantage plans often cover lenses. People are very pleased with these programs. If you need lenses and are just on Medicare with a Pdp plan, you need to get enrolled in a Medicare advantage plan.

Answer: Medicare fraud does not seem to affect the clients that I have. In any large association there are always people seeking to profit off of the uninformed public . You just need to always be careful of who you associate with.

Answer: If you are located in Ohio, I can meet with you and help you get it figured out. It’s really very easy to do

Answer: If your coverage under your existing Medicare plan takes care of the prescription drugs that you started taking this year, then there's really no reason to change unless you want to look to see whether there's a different plan that offers better coverage, etc. Other than that, yes, you can stay with the plan that you have. Thank you.

Answer: Unless you're in what's called a special election period, which means that you've changed locations or you've decided that you're going to be going on Medicaid, you cannot change your Medicare Advantage plan until what's called AEP, the annual election period, which is October 15th through December 7th. There is what's called an OEP, an open enrollment period, and that runs from January 31st through March 31st of next year. So either of those are the two times that you can change your Medicare Advantage plan. Thank you.

Answer: Yes, you should absolutely go over your ANOC, which is an annual notice of change, with your Medicare agent just to see if there's anything that you need to be going over with them or if you want to get a different plan. So yes, you definitely need to do that. Thank you.

Answer: In order to get assistance with your Medicare premiums, you have to be eligible for what's called a QMB, a qualified Medicare beneficiary. That assists you with your Part B premium if it's too high. If you need assistance with your premium for your Medicare supplement or your Medicare Advantage plan, then you need to get what's called a low-income subsidy. That also assists with the premium. So once again, you need to contact the state or contact your social services low-income subsidy department, which is the state of Ohio. All right, thank you very much. Have a wonderful day.

Answer: There are healthy rewards offered monthly through Medicare advantage plans . You need to contact your website as soon as you work out and they will offer you dollars to be used to purchase items.

Answer: Medicare advantage plans cover dental and vision coverage. This coverage is offered in addition to the medical and prescription coverage offered through the Medicare advantage plans.

Answer: Yes, Medicare Advantage plans offer assistance with eye care. Eye doctor care and the purchase of frames contacts etc are offered. Also cataract operations also are used constantly by the clients of Medicare.

Answer: I have clients who are able to get products through Medicare advantage plans that assist them in curbing their addiction of nicotine. The YMCA has programs through Medicare that aid clients with their need for help with their nicotine addiction.

Answer: The maximum amount out of pocket is $2000 now, so there is no donut hole. Check with your prescription drug costs to see if you will reach the $2000.

Answer: On a cruise ship I believe that Nedicare would assist you in an emergency situation however you would need GEOBLUE or some plan like that first coverage out of the USA.

Answer: You can upgrade your supplemental but not change to a Medicare advantage plan. That change is only available during AEP or OEP.

Answer: Dental vision hearing aids physicals are all

Available with Medicare advantage. And once you’ve satisfied your maximum out of pocket amount, which rarely happens, you’ll be paying $0.

Answer: Medicare corners up to $50,000 overseas. Different Medicare plans works differently overseas, so you’ll have to get direct answers from the carrier you’re with .

Answer: Yes, the higher the star ratings, the better overall service afforded with the plan. It is always preferable to look at plans with 4-5 stars.

Answer: It is not allowed. This is an illegal phone call. If you had called a company and the agent of record had informed you of plans that include groceries, there are plans just as that but it is for people who are either Medicaid or LIS (low income subsidy). But if have not been the caller and were called without your consent, then this is illegal with the Center for Medicare Service CMS.

Answer: Since my license is with the state of Ohio, I am not aware of other state’s plans. However, CMS has strict guidelines that will support great coverage in all 50 states.

Answer: No you will not have a penalty when you go to turn on your Part B. The Special Enrollment Period you’ll be eligible for enables you to contact social security at least 63 days after you’ve left her insurance plan to get enrolled in Part B. The only cost will be the payment for Part B which can be paid through your social security payment if you’ve turned it on. If you’ve not turned it on yet, you will be able to pay through your checking account.

Answer: If you mean when you initially turned 65, then I’d say yes you can. But of course check with CMS (Center for Medicare Services) for your answer.

Answer: Helping people with their healthcare coverage is an incredible journey. Medicare has enabled me to assist people at all levels .

Answer: Yes, Medicare may allow for a delay in starting inpatient rehabilitation (SNF) after surgery, potentially up to 90 days, provided the patient has a qualifying three-day inpatient hospital stay and needs time to recover before beginning rehab. Medicare Part A generally covers SNF care after a qualifying hospital stay