I just got Medicare Part A, and I'm worried about hospital stays. How do I know if my overnight stay will be covered fully?
Answered by 10 licensed agents
If your doctor ordered that you be admitted as an outpatient for observation only, overnight, Medicare Part B will cover the costs, not Part A.
Answered by Comfort Olude on April 2, 2025
Broker Licensed in CA, FL, GA & 9 other states
Answered by Larry Dalton on March 27, 2025
Broker Licensed in OK & TX
Answered by Clarence "Mark" Christiansen on March 26, 2025
Agent Licensed in WI, AZ, CA & 16 other states
Answered by Christopher Palazzini on April 5, 2025
Broker Licensed in FL, CA, GA & 6 other states
Please find a Medicare agent to assist with your needs analysis and policy description so you can rest easy without worry about the what -ifs.
Answered by Charise Karjala on March 31, 2025
Broker Licensed in CA, AZ, CO, PA & WA
Answered by Danny Radisewitz on April 1, 2025
Broker Licensed in SD, IA, MN & ND
Answered by Dana Dane on April 14, 2025
Agent Licensed in OR, AZ, CA & 6 other states
Plans are insured or covered by a Medicare Advantage (HMO, PPO and PFFS) organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Answered by Andrew Zurbuch, MBA on April 14, 2025
Broker Licensed in IN, FL, KY, MO, OH & TN
Answered by Brian Leichner on April 15, 2025
Agent Licensed in NE, AZ, CO & IA, KS, MO & TN
Do I qualify for premium-free Part A?
If you don’t qualify for premium-free Part A: You might be able to buy it. You’ll pay either $285 or $518 each month for Part A, depending on how long you or your spouse worked and paid Medicare taxes.
Remember:
• You also have to sign up for Part B to buy Part A. Learn more about how Medicare works.
• If you don’t buy Part A when you’re first eligible for Medicare (usually when you turn 65), you might pay a penalty. Find out more about how to avoid the Part A penalty.
Deductible $1,676 for each inpatient hospital
benefit period
, before
Original Medicare
starts to pay.
There’s no limit to the number of benefit periods you can have in a year. This means you may pay the deductible more than once in a year. How do benefit periods work?
Inpatient stay • Days 1-60: $0 after you pay your Part A deductible.
• Days 61-90: $419 each day.
• Days 91-150: $838 each day while using your 60
lifetime reserve days
.
• After day 150: You pay all costs.
What's not covered?
What will I pay if I get mental health services as an inpatient?
Skilled nursing facility stay • Days 1-20: $0.
• Days 21-100: $209.50 each day.
• Days 101 and beyond: You pay all costs.
Home health care $0 for covered home health care services.
20% of the
Medicare-approved amount
for durable medical equipment (like wheelchairs, walkers, hospital beds, and other equipment)
Hospice care $0 for covered hospice care services.
You may also pay:
• A copayment of up to $5 for each prescription drug and other similar products for pain relief and symptom control while you're at home.
What if my hospice care doesn't pay for my drug?
• 5% of the
Medicare-approved amount
for inpatient
respite care
.
What's not covered?
Answered by Fran Lovelace on April 15, 2025
Agent Licensed in NC, SC & VA
Tags: Coverage Medicare Part A
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