I applied for a Medigap plan and got denied because of my health history—how is that even legal when I’ve paid into Medicare for years?
Answered by 1 licensed agent
Medicare and a Medicare supplement are 2 completely different things. Medicare is what you paid into. A Medicare supplement is from a private insurance company. They have underwriting questions that you have to be able to answer correctly or they can deny you. They are completely separate things. The supplement works with Medicare to pay what Medicare doesn't pay. Medicare is what you paid into all these years. A Medicare supplement is something you have to purchase. Different companies have different questions so depending on your health situation, you may or may not be able to by one. Hope this helps explain.
Cleo Martin
803-730-8368
Cleo Martin
803-730-8368
Answered by Cleo Martin on April 2, 2025
Agent Licensed in SC, AL, FL & GA, MI, NC & TX
Tags: Eligibility Medicare Supplement
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