Jerry Wilson, Medicare Insurance Broker
Jerry Wilson
CMG Life, Annuity & Health
Medicare Broker Licensed in WI, IL, MS, NC, TN and TX
7+ Years of Experience
Contact Details
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Location
Menomonee Falls, WI
Jerry Can Help With:
- Medicare Advantage
- Medicare Supplement
- Prescription Drug
- Dental Plans
- Vision Plans
- Hearing Plans
- Individual / Family Plans
- Group Benefits
- Life Insurance
- Final Expense Insurance
- Critical Illness
- Long Term Care Insurance
- Short Term Care Insurance
- Disability Insurance
- Hospital Indemnity Insurance
- Annuities
About Me
Jerry is an independent broker which specializes in providing Medicare Advantage, Medicare Supplements and Prescription Drug Plans and Senior Dental insurance plans.
Directions to My Office
Q&A with Jerry Wilson
What do you like most about being a Medicare agent?
Answer: I enjoy educating individuals on their Medicare enrollment choice of a Medicare Supplement or Medicare Advantage and Prescription Drug Plan. As an independent broker I am able to provide a custom plan to meet client's health care planning needs.
I applied for a Medigap plan and got denied because of my health history-how is that even legal when I've paid into Medicare for years?
Answer: When an individual enrolls into Medicare this is known as the Initial Enrollment Period. With the Initial Enrollment Period (IEP) the Medicare Beneficiary will have a guaranteed right to enroll into Original Medicare, Medicare Supplement or Medicare Advantage Plan with any health underwriting or questions.
However, once the guaranteed period has expired and Medicare beneficiary applies for a Medicare Supplement the private health insurer which issues the Medigap/supplement can deny coverage if the Medicare beneficiary is unable to pass the health underwriting questions.
Why is regular Medicare better than an advantage plan?
Answer: The enrollment into Original Medicare versus a Medicare Advantage will depend on each individuals healthcare needs. With Original Medicare it covers Part A (Hospital) and Part B (Medical services and durable medical equipment). There is no maximum out of pocket for the Original Medicare.
Some individuals prefer to enroll into a Medicare Advantage plan for the extra benefits and the maximum out of pocket cost.
With the selection of either plan it is important to calculate the cost you will have over the period of time you will be in retirement which can last twenty to thirty years. As we get older health cost more.