Can my daughter work with a Medicare agent or broker on my behalf?

Question

Gary Church · Accepted Answer

Your daughter or anyone with written authorization can represent the person on Medicare to help with Medicare enrollment.

Mark Bilgere · Answer

Your daughter can sit in on discussions with the agent and can help you compare plans. She may ask questions and help you provide information. However in order to enroll in a plan for you she will need a Power of Attorney or be listed as your Authorized Representative with Medicare and the plan.

Answered by Mark Bilgere on September 29, 2025

Broker Licensed in TX, AR, IN & LA, MN, NE & OK

Answered by Mark Bilgere Medicare Insurance Agent

Daniel Brechin · Answer

Yes she may help with the program and if she has a POA.  Can enroll dad in the program.  However, you must have a POA authorization to enable that if unavailable to sign himself.

Lt Col Tim Brown · Answer

Does she have power of attorney ?  Or a document that says she can make those kinds of decisions?  If not, she can not.

William Lawler · Answer

This answer is provided in a video format. Watch the agent's video response here: https://medicareagentshub.com/questions/can-my-daughter-work-with-a-medicare-agent-or-broker-on-my-behalf#william-lawler

Terri Reagin · Answer

She can but you must be a part of the presentation and sign on your own behalf unless she has power of attorney.

Edward Smith, ChFC, CRPS, AIF · Answer

There are two ways this can happen: one, you are present and simply want her opinion and approval on health decisions made and two, your daughter has a POA and can speak on your behalf.

Jonathan Potter · Answer

Yes, she can work in your behalf, but you will have to have her name on the application as assisting. You can also sign the application, but if she is assisting, it is good to have both of your signatures on there to make sure that all things were understood in the appointment.

Answered by Jonathan Potter on September 29, 2025

Broker Licensed in UT, AZ, CA & 14 other states

Answered by Jonathan Potter Medicare Insurance Agent

Ray McCauley · Answer

yes. if you have given your daughter power of attorney to handle your healthinsurance decisions, she can act on your behalf

David Wiley · Answer

Yes, as long as she has your medical power of attorney. If she has that you do not need to be present, but if she does not then she still can if you are present, but you would need to be the person signing any application.

Answered by David Wiley on September 29, 2025

Broker Licensed in GA & NC

Answered by David Wiley Medicare Insurance Agent

Mike Odle · Answer

She can do everything but sign an application for you. She will need a power of attorney to be able to do that

Susan O&#039;Kelley · Answer

Yes, your daughter can work directly with a Medicare agent or broker on your behalf. However, you must provide written authorization such as a durable Power of Attorney or Medicare Form CMS-1696 which will appoint a representative to act on your behalf. (Hot Tip: You can also complete the authorization online via your Medicare.gov account.)

Answered by Susan O'Kelley on October 6, 2025

Broker Licensed in CO, AL, AZ & 20 other states

Answered by Susan O'Kelley Medicare Insurance Agent

Robert Reed · Answer

As long as an adult child has a legal medical power of attorney they are free to work with an agent on the behalf of a Medicare recipient

Jane Ahrens · Answer

If your daughter is your official Power of Attorney, then yes, she can act on your behalf. Otherwise, she can assist you with making your own decisions if you choose to include her in meetings with a broker.

Answered by Jane Ahrens on February 10, 2026

Broker Licensed in NY, AL, AZ & 16 other states

Answered by Jane Ahrens Medicare Insurance Agent

Sharri Crawford · Answer

Yes, Your Daughter can work with a broker as long as you are able to give the agent consent for your daughter to speak on your behalf. The other way is if your daughter has a POA for your Health care.

Answered by Sharri Crawford on March 24, 2026

Broker Licensed in NM

Answered by Sharri Crawford Medicare Insurance Agent

David Moscowitz · Answer

Yes,
Your daughter can work with an agent or broker to enroll in a plan on your behalf. As an advocate she will be asked if she has power of attorney to sign usually on the application.

Holly Douglas · Answer

Only if she is your power of attorney. Otherwise she can be there to help you understand and make your decision but you would have to sign for yourself.

Traci Harward · Answer

So if your daughter is your power of attorney she can work with a Medicare agent.  Otherwise, you need to be with her and sign all documents for your Medicare decisions.

Leslie Kaz · Answer

Yes — but with some rules. Here’s how it works:

Medicare’s Rule

A Medicare agent or broker can’t talk about your private health or financial information with someone else unless you give permission.

CMS requires written permission before your daughter can sit in and act on your behalf in a sales or enrollment appointment.

Frank Carta · Answer

She would have to be legally appointed to make your medical decisions. Is she capable of assuming that position?

James Stang · Answer

Your daughter can gather the information and help you make a decision but cannot complete an enrollment for you unless they have power of attorney. I always invite anyone that would help you make a decision to any meetings.

Answered by James Stang on October 17, 2025

Agent Licensed in OH

Answered by James Stang Medicare Insurance Agent

Steven A James, MBA · Answer

Yes, an approved family member or person with Power of Attorney, may review and consider plan options with you or on your behalf.

Steven A James
Contact me.

Steve Schnell · Answer

Only if she has a Power of Attorney over you. She can ask general questions, but not make decisions without you present and your consent.

Curtis McCall · Answer

Yes — and honestly, I love when family gets involved. 

It tells me that somebody in your life cares enough to make sure you are protected. That means everything to me.

But there are a few things both you and your daughter need to know before we get started, so everything goes smoothly, and your coverage is handled properly.

Vachik Chakhbazian · Answer

Yes, she will need to be designated as your authorized representative or have Power of Attorney (POA).

Gary Henderson · Answer

Yes, you can have help from a relative or friend to do things you need to give permission to do that. We would need to talk to you on the phone and once you give her the okay we can move forward with going over plant options when it comes to enrolling in the plan you'd have to once again give your verbal okay to enroll

Answered by Gary Henderson on September 29, 2025

Agent Licensed in TX, AK, AL & 46 other states

Answered by Gary Henderson Medicare Insurance Agent

Julie Thompson · Answer

Yes you can have someone assist you with Medicare decisions. If you want to have them sign forms for you, you will need to get a formal power of attorney so they can legally sign documents on your behalf.

Answered by Julie Thompson on November 11, 2025

Agent Licensed in CA, AZ, KY, NV & TN

Answered by Julie Thompson Medicare Insurance Agent

Jim Willis · Answer

If she has a POA (Power Of Attorney) for you or you are present with her and the Agent.

For the most part, she cannot work with the agent on your behalf if you are cognizant and do not need a POA

Michelle Ryan · Answer

Short answer, yes. But,  either you would need to be there to make final decisions OR she would need a medical power of attorney.

Kevin Chaikin · Answer

Your daughter can be involved to help you but can only work with an agent on your behalf if she has Power of Attorney. Otherwise, you need to be involved every step of the way and she can assist you.

Bruce Resnick · Answer

Yes, absolutely. You wuld just need to grant her written, signed and notarized Power of Attorney (POA).

Robin Duffey · Answer

She can if she is the POA for your healthcare OR if you are on the phone with the Medicare agent with you on the phone as well. As a Medicare agent, I always want a family member as part of the team for a parent's or partner's healh care decisions. Hope that helps ~ robin

Answered by Robin Duffey on November 25, 2025

Agent Licensed in AZ, CO, ID, NM, OR & WA

Answered by Robin Duffey Medicare Insurance Agent

Peggy Elliott · Answer

As long as you’re able to participate and sign the application then your daughter can work with an agent. If you are unable to sign or meet with an agent and your daughter has financial power of attorney, then your daughter can meet on your behalf .

Answered by Peggy Elliott on June 8, 2026

Agent Licensed in OH

Answered by Peggy Elliott Medicare Insurance Agent

John Weaver · Answer

Yes.

Your daughter can work with a Medicare agent or broker on your behalf. 

However, you must provide written authorization for her to do so.  This can be done through a durable Power of Attorney.   This allows her to assist in managing your Medicare affairs and making informed decisions regarding your healthcare options.

Curtis Stoner · Answer

In short yes your daughter can work with a Medicare agent on your behalf as long has she is your power of attorney

Brittany Morris · Answer

This answer is provided in a video format. Watch the agent's video response here: https://medicareagentshub.com/questions/can-my-daughter-work-with-a-medicare-agent-or-broker-on-my-behalf#brittany-morris

Mark Summers · Answer

Your daughter can work with a Medicare agent or broker on your behalf, if two agreements are executed.

1) Your daughter must have legal authority to sign document's on your behalf.
2)  Your daughter signs a Scope of Appointment form at least 48 hours prior to meeting with the            broker.

Kelly Anderson · Answer

Yes, your daughter can work with a licensed Medicare agent on your behalf, provided proper authorizations and documentation has been completed.

Jerry Wilson · Answer

Medicare recognizes certain legal designations, such as a Power of Attorney (POA) or a court-appointed guardianship, that allow one person to act and make enrollment decisions on behalf of another. 

If the beneficiary is capable of making their own decisions but wants help, they can appoint an authorized representative to handle their Medicare matters. This is done by completing and signing the federal Appointment of Representative form (CMS-1696). 

The authorized representative can then assist with actions such as: 
Communicating with Medicare on the beneficiary's behalf.
Enrolling in or disenrolling from a plan.
Filing appeals.
For an incapacitated beneficiary

If a beneficiary is physically or mentally unable to make their own decisions, a legally appointed representative must act on their behalf.

Sandy Hernandez · Answer

Yes, your daughter can call on your behalf. As long as she has a power of attorney form then she can call on your behalf.

Daniel Olofsson · Answer

Does your daughter have your power of attorney to discuss and act on your contract needs? 
If she does, then she can discuss on your behalf.
If she does not, she can sit in on conversations.