Irma Lopez, Medicare Insurance Broker
Irma Lopez
Bulnes Insurance Services
Hablo Español
Medicare Broker Licensed in TX, AL, FL, LA, MI and NE
13+ Years of Experience
Contact Details
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Location
Allen, TX
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Phone
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Website
About Me
Hello, I'm Irma, your neighborhood Medicare insurance advisor. My expertise lies in the realm of Medicare, and my mission is to assist you in identifying the perfect plan tailored to your unique requirements and financial capacity. Allow me to navigate the array of plans available from both nationally and locally esteemed companies on your behalf. And don't worry, my services are provided free of charge! Contact me to discover your Medicare insurance alternatives and don't forget to mention that you discovered me on Medicare Agents Hub!
Q&A with Irma Lopez
What do you like most about being a Medicare agent?
Answer: Becoming a resourceful asset for those who don’t know where to begin is what I like the most about being an agent. My clients are not a number, they’re individuals looking for answers. A satisfied beneficiary is my reward.
Can you explain what "creditable coverage" means and when it applies?
Answer: Creditable coverage refers to the comparison of private insurance coverage through an employer that provides at least as good as the standard Medicare part D benefit. If you are receiving benefits from your current employer or from your spouse’s employer, that is as good as the Medicare part D benefits, then you shall not be penalized for not enrolling during the initial enrollment period. Once your private insurance cease you can enroll in Medicare Part D or a Medicare Advantage Plan with Prescription through a Special Enrollment process.