Alyssa Burgos, Medicare Insurance Broker
Alyssa Burgos
Quality Benefit Solutions, LLC.
Medicare Broker Licensed in CO, AZ and TX
Contact Details
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Location
Centennial, CO
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Phone
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Website
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Schedule An Appointment
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Pre-Appointment Form
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About Me
Quality Benefit Solutions, LLC was established in 2003, serving both the Medicare and Individuals (under age 65) insurance markets, Offering plans in Colorado, Texas, and Arizona.
A Mother/Daughter team,Owner and Broker, Alyssa Burgos and Andrea Hinman. We are both equally enthusiastic about helping their current and future clients! Their moral and ethical values are what drive their business. Doing what is right for you is top priority!
Quality Benefit Solutions, LLC, represents over 15 companies and over 150 plans! We look forward to working with you, doing the research, and finding a plan that best meets your needs. We make Medicare easy to understand and will make this a smooth transition.
Q&A with Alyssa Burgos
Answer: Usually 3-4 weeks is standard, however could be sooner or later based on the time of year and how busy social security is.
Answer: There is so much to know about medicare and if we don't know it, we will find your answer. I would always check google reviews to past clients to see how they helped others. Make sure you get a broker that finds what's best for you.
Answer: When you only have Part A and B, you have no stop loss. You can be charged a lot of excess charges. Original Medicare doesn't cover 100% of your costs. You're responsible for deductibles, copayments, and coinsurance after Medicare pays its share. Part A and B alone do not have an annual maximum out-of-pocket limit. If you have a serious illness or need extensive care, your expenses could be very high. Original Medicare (Parts A and B) does not include prescription drug coverage.
Answer: You should always talk to a licensed agent, we will always provide the best knowledge to plans in your zip code. We are licensed with all the companies and study the plans to know what will work for you.
Answer: Regular Medicare pays for medical expensese, however you have no stop loss. That means you have so much they will pay and then you have to pick up the difference. You should always add a medicare advantage plan which most are $0 and will help pick up excess charges or you can add a supplement which run in the more $140 range.
Answer: You would only pick that if it makes sense to all the medications you take to cover your prescriptions. Best to speak to an agent to veify your medications to confirm the best overall cost for the year.
Answer: Medigap plans require you to get on a plan right when you get A and B or when you turn 65. They will underwrite you when you were on a Medicare Advantage plan previously.
Answer: I would personally not ever talk to anyone calling you about Medicare. Lots of rules for agents talking to you. You have to contact an agent to talk to you, we can’t personally call you. It’s against CMS rules.
Answer: Yes, a few plans give you wellness bucks to buy a smart watch. Not all plans have this, but some do.
Answer: Medications went up this year due to the insurance companies picking up more of the cost. The government not paying as much to the insurance carriers. Make sure to reach out to a broker to look at your coverage for 2026 in October to review all your medications and pick the right plan to pay the least cost.
Answer: They don't talk to an agent wil a wealth of knowledge. Being able to see all plans that fit your needs and not calling from an AD on TV.