If I have been on disabilty due to an accident, do I qualify for Medicare Insurance?

Question

Clare Burley · Accepted Answer

Yes, if someone has been on disability for 24 month or more, they are eligible for Medicare. Once someone has Part A and B in place, we can shop different plan options to ensure they have all of their puzzle pieces in place and have access to the care that they need!

Answered by Clare Burley on May 6, 2025

Broker Licensed in CO, ID, KS & 7 other states

Answered by Clare Burley Medicare Insurance Agent

Lt Col Tim Brown · Answer

You might.  Call Medicare to make your inquiries if they will take you.  You can also call SHIP (state health insurance program to see if you can qualify). 877-801-0044.

William Lawler · Answer

Yes, after you have been on disability for 24 months. In the 25th month, you will be automatically enrolled in Medicare. Bill Lawler 636-500-1892

Melonie Wood · Answer

If you re on disability for 24 months, you qualify for disability. Medicare will hold back 6 months to see if the disability resolves itself. After 30 months a person on disability will get a Medicare Card

Answered by Melonie Wood on April 8, 2025

Agent Licensed in FL & AL

Answered by Melonie Wood Medicare Insurance Agent

David Moscowitz · Answer

Yes depending on your situation as long as you have worked for 24 months before the disability you automatically qualify for Medicare benefits.
Also people with end stage Renal disease also qualify and or W/other various ailments collecting SSDI benefits.

Timothy Brown · Answer

Medicare eligibility depends on a following: 

1. It has to be deemed as permanent and fall under the qualifying disability category under Medicare. i.e. You can no longer work at which point you would qualify for SSDI (Social Security Disability Income). Your doctor will be the one to confirm the disability.

2. If Medicare approves the disability and you're under age 65, then there is a 2-year waiting period from the time you file before you receive a Medicare card.

Steve Houchens · Answer

After you have been on disability for 24 months you are then eligible for Medicare. This will go back to your entitlement date to start the 24 months counting period.

Dionisio Guillermo · Answer

YES, anybody who receives SSDI (Social Securitity Disability Insurance) benefits will be eligible for Medicare after 2 years of receiving those benefits including those who are disabled due to accident.

Answered by Dionisio Guillermo on May 24, 2025

Agent Licensed in HI

Answered by Dionisio Guillermo Medicare Insurance Agent

Fred Manas · Answer

Yes, if you have been granted Social Security Disability Insurance (SSDI) benefits due to a disability, including one resulting from an accident, you are eligible for Medicare after receiving SSDI for 24 months. During this 24-month period, you are considered a qualifying beneficiary for Medicare. 
Elaboration:
SSDI and Medicare:
.
Receiving SSDI benefits is a key factor in becoming eligible for Medicare, especially if you're under 65. 
24-Month Waiting Period:
.
There's a 24-month waiting period after you start receiving SSDI benefits before you automatically enroll in Medicare Part A and Part B. 
Exceptions to the Waiting Period:
.
If you have End-Stage Renal Disease (ESRD) requiring dialysis or a kidney transplant, or Amyotrophic Lateral Sclerosis (ALS), you may qualify for Medicare almost immediately, regardless of the 24-month waiting period. 
Medicare Part A and B:
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Medicare Part A covers hospital stays and some other healthcare services, while Part B covers doctor visits, outpatient care, and other medical services. 
Medicare Part C and D:
.
You may also choose to enroll in Medicare Part C (Medicare Advantage plans) and Part D (prescription drug coverage). 
Employer Coverage:
.
During the 24-month waiting period for Medicare, you may still have coverage through your employer's health insurance plan, according to the Social Security Administration (.gov).

Steve Brauer · Answer

If you are under 65, and your disability has been ongoing for at least 24 months, you should qualify for Medicare under those circumstances. Workers Comp plays a part in that, but your Medicare may be available to you if you are deemed "permanently disabled".

Answered by Steve Brauer on April 8, 2025

Broker Licensed in AZ & CA

Answered by Steve Brauer Medicare Insurance Agent

Andrew Kramer · Answer

If you are on social security disability, you automatically are enrolled in Medicare, 2 years after starting to receive disability money from the SSA. But if you are on private disability insurance, you do not get Medicare.

Answered by Andrew Kramer on June 6, 2025

Agent Licensed in FL

Answered by Andrew Kramer Medicare Insurance Agent

Toni Chavez · Answer

If you accident-related disability qualifies you for SDDI and you receive your first SDDI payment after the 5-month waiting period, and 

You’ve been on SSDI for 24 full months

…then you will be automatically enrolled in Medicare when that 24-month SSDI period ends.  Once you have Part A and Part B you qualify for enrolling in a Medicare Advantage Plan (Part C)

If your disability isn’t related to ALS/ESRD, no exceptions apply

Bob Nunn · Answer

To get disability from Medicare someone has to be determined to be disabled for 2 years . Once disabled for 2 years determined by a Doctor you will be eligible.

Andy Kelly · Answer

Yes! When you turn 65, you'll be able to choose Original Medicare with a Medicare Supplement or a Medicare Advantage Plan, based on your individual needs and preferences.

Humara Riaz · Answer

•	If you’ve been receiving SSDI benefits for 24 months, you will be automatically enrolled in Medicare Part A and Part B.
	•	Your Medicare coverage will usually begin in the 25th month of receiving SSDI benefits.
	•	You may also be eligible for Medicare Advantage Plans (Part C) or Prescription Drug Plans (Part D) depending on your needs and what’s available in your area.

Jennifer Dixon · Answer

You have to have a qualifying disability.   You also have to be on disability for two years before you qualify for Medicare

Lenora Sikkenga · Answer

Yes.  If you are disabled or have end stage renal disease, you can qualify for Medicare before the age of 65.

Carl-Daniel Cole · Answer

Yes, if you’ve been receiving Social Security Disability benefits for 24 months, you typically qualify for Medicare automatically—regardless of your age. You’ll be enrolled in Parts A and B unless you choose to delay.

Answered by Carl-Daniel Cole on May 23, 2025

Broker Licensed in MO, AL, AR & 23 other states

Answered by Carl-Daniel Cole Medicare Insurance Agent

Aaron Young · Answer

You qualify for Medicare benefits after you have been receiving Social Security Disablity compensation for a 24 month period, regardless of your age. Our youngest client on Medicare is only 22 years old.

Answered by Aaron Young on April 8, 2025

Agent Licensed in OK, AR, GA & 6 other states

Answered by Aaron Young Medicare Insurance Agent

Shannon Brenneke · Answer

If you receive Social Security Disability Insurance (SSDI) benefits, you typically become eligible for Medicare after 24 months of receiving those benefits.

Veronique Kasbarian · Answer

would be on  disability for straight 24 month (2 years) to qualify SSI, after 24 month you would be automatically enrolled in Part A and Part B

Julia Alves · Answer

The answer to this, like in a lot of questions about Medicare, is: it depends!

Here are 2 questions to ask yourself:
1. Are you receiving Social Security Disability Insurance (SSDI)? (Key Word --> Social Security!)
2. If so, has it been 24 months since you started receiving SSDI?

If yes to both, the answer is YES, you do qualify for Medicare Insurance and should usually be automatically enrolled starting that 25th month.