Julia Alves, Medicare Insurance Broker

About Me

I’m Julia Alves, a licensed insurance broker, and I specialize in helping individuals find the Medicare plan that truly fits their needs and budget. With so many options—and so much misinformation—I believe in providing honest, straightforward guidance so my clients feel confident and relieved in their choices.

I work independently, partnering with HST, which allows me to explore all available plans without bias. My approach is educational, detail-oriented, and client-first—I work for YOU, not the insurance companies. I ensure you have the right coverage at the right price.

All my services are completely free, and I offer annual plan reviews to make sure your coverage continues to meet your needs. If you’re looking for a trusted advisor who will put your best interests first, let’s connect!

Contact me today for a free consultation!

Get in touch with Julia using this form

Q&A with Julia Alves

If I have been on disabilty due to an accident, do I qualify for Medicare Insurance?

Answer: The answer to this, like in a lot of questions about Medicare, is: it depends!

Here are 2 questions to ask yourself:

1. Are you receiving Social Security Disability Insurance (SSDI)? (Key Word --> Social Security!)

2. If so, has it been 24 months since you started receiving SSDI?

If yes to both, the answer is YES, you do qualify for Medicare Insurance and should usually be automatically enrolled starting that 25th month.

I just moved to a new state. Do I need to do anything with my Medicare coverage?

Answer: In most cases.. yes!

If you have Original Medicare with a Medicare Supplement Plan + a Standalone Part D Plan:

- You will most likely want to update your address with Social Security and Medicare

- Standalone Part D Plans are region specific, with your move you will be eligible for a Special Enrollment Period (SEP), usually about 60 days, to search for and enroll in a new plan available in your new region.

If you have a Medicare Advantage Plan (MAPD):

- Again, these are region specific, with your move you will be eligible for a Special Enrollment Period, usually about 60 days, to search for and enroll in a new plan available in your new region.

In summary

1. Submit address change to Social Security and Medicare

2. It is necessary to review your plan options if you have a MAPD or a Standalone Part D Plan

3. You will have a 60-day SEP to enroll in a new plan available to you in your new region

*TIP: Work with a Licensed Medicare broker like me to help you through all of this :)