Lenora Sikkenga, Medicare Insurance Broker
About Me
Greetings! I'm Lenora, a Medicare insurance agent dedicated to serving your local area. Medicare is my area of expertise, and I'm committed to helping you pinpoint the most suitable plan for your individual needs and budget. I'll handle the research and comparison of plans from top national and local companies, so you can relax. Plus, my assistance comes at absolutely no cost to you. Reach out to me today to discuss your Medicare insurance possibilities, and remember to mention you found me through Medicare Agents Hub!
Q&A with Lenora Sikkenga
What do you like most about being a Medicare agent?
Answer: The fact that I can help seniors make an informed decision about their health insurance needs and to make sure they get the plan that is most financially suited for them
What's the trade-off between a Medicare Advantage PPO and HMO when it comes to flexibility?
Answer: PPO plans give you access to more providers due to the fact that HMO plans require you to use the providers in the network or the cost of your care is higher. PPO ate also more flexible when it comes to traveling .
I use several prescription apps and digital therapeutics for my chronic conditions. Does Medicare provide any coverage for digital health tools in cases like mine?
Answer: As of January 2025, Medicare does have coverage for digital therapeutics and apps but for mental health only. As far as I have researched mental health conditions are the only ones covered. I would have to do more research.
I have severe rheumatoid arthritis and my biologic medication costs $6,000 per month. How will the 2025 Medicare Part D changes affect someone in my situation?
Answer: Beginning in 2025, the annual out-of-pocket spending cap for Part D enrollment will $2000. This includes deductibles and copays and co insurance but does not include premiums. So after the two thousand dollars has been met there is no other out of pocket expense