Sheila Dow, Medicare Insurance Agent
Sheila Dow
American Senior Benefits
Medicare Agent Licensed in CT
Contact Details
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Location
New Britain, CT
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Phone
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LinkedIn
About Me
Home Address New Britain
I am your Local Medicare Agent. Currently, I live in New Britain; previously we lived Plainville for 20 years. I am personally familiar with many of the local Medical Providers and facilities. I am contracted with Anthem BC/BS , Aetna, Connecticare, CarePartners, UnitedHealthCare, WellCare, Humana, Cigna Medicare Advantage Plans. I look forward to helping you understand the Medicare process and can assist you in finding the Plan that will fit your needs.
Q&A with Sheila Dow
If I have been on disabilty due to an accident, do I qualify for Medicare Insurance?
Answer: After you have been collecting SSDI for 24 months, you will be eligible for Medicare due to the Disability. If you turn 65 at anytime during the 24 month period, you will be eligible for Medicare based on your age (65) and will not have to wait for the 24 months
What's a red flag in a phone call that it might be a Medicare scam targeting my personal info?
Answer: I
If the caller asks for your Medicare ID NEVER give this Information over the phone to anyone you don't know
I've heard about Medicare fraud. What steps can I take to protect myself from scams related to Medicare?
Answer: Keep your Medicare ID safe and don't share it with anyone you don't know.
Always check and review your Benefit payment statements to confirm the charges are pertaining to procedures you have had
What do I do if I cannot afford my Medicare premiums?
Answer: Talk to your Agent about the Medicare Savings Plan. Review your Income levels and see if you might qualify for Extra Help
I've had a change in my health condition. How does this affect my current Medicare plan, and should I reconsider my coverage?
Answer: A change in your health condition will not affect your current Medicare Plan. When the Annual Enrollment Period AEP begins, Oct 15 through Dec 7th you will want to review your upcoming coverage and decide if it is appropriate for the future or if you want to make a change. This will be the Annual time when you can make a change