James Schneider, Medicare Insurance Broker
About Me
As an independent agent, I have specialized in providing comprehensive Medicare planning services, including all types of Medicare plans, life insurance and annuities since 2004. My goal is to make the complex topic of Medicare easier to understand for my clients.
Q&A with James Schneider
What's one Medicare decision that too many people regret later?
Answer: Looking at price as the deciding factor in their plan decisions and not getting professional advice.
What's the key difference in how Medicare Advantage and Medigap handle out-of-network providers?
Answer: There is no network of doctors with Medigap plans. As long as the facility and or doctor accept original Medicare then the Medigap pays after Medicare. Medicare advantage are managed care plans and have a network of providers to help manage cost and then may offer to provide some additional benefits
I live in California but might move to another state next year. How will my Medicare coverage change if I relocate?
Answer: When you move outside of your current coverage, you have a special enrollment period. Allows you 3 months after your move to select a plan Example: Move in June you have July 1, August 1 and September 1