What do seniors often misunderstand about Medicare's coverage for long-term care?
Answered by 9 licensed agents
Answered by Tony Capraro III on March 27, 2025
Agent Licensed in NH
Answered by Joseph Bachmeier on March 25, 2025
Agent Licensed in PA, DE, FL & MD, NC, NJ & SC
Answered by Justin Sonon on April 14, 2025
Broker Licensed in Pa, DE, FL & IL, MD, NJ & SC
Answered by Don Hudson on April 1, 2025
Broker Licensed in FL
Answered by Tasha Riggs on March 27, 2025
Broker Licensed in CO, AZ, HI & 10 other states
Answered by Michael Kim on March 25, 2025
Agent Licensed in NV, AR, AZ & 18 other states
Long-Term care policies are purchased separately. The older you are the more expensive they are
Answered by Gary Henderson on April 14, 2025
Agent Licensed in TX, AK, AL & 46 other states
Medicare does not cover long term care. But it can help with rehab at skilled nursing (SNC) as long as they think you could get better. Max benefit under any plan is 100 days. Some would be less.
There are prerequisites under Medicare alone or Supplements in order to get help with rehab at SNC. To get help you need to have atleast 3 days as an inpatient before going to an approved SNC facility. Observation does not count toward the 3 days.
Under Advantage plans you usually have no 3 day requirement in the hospital to get help at SNC.
Answered by Wild Bill Anderson on April 14, 2025
Broker Licensed in CA
It does not pay for room, board, or personal care in senior living communities such as assisted living or independent living.
Answered by Eric Stokley on April 15, 2025
Agent Licensed in GA & MS
Tags: Coverage
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