I'm on Medicare Part B, and I'm wondering how my physical therapy visits are covered. Do I have to hit my deductible first?
Answered by 15 licensed agents
Yes, you have to meet your Part B deductible then you would have copayments for those services. The deductible this year is $257.
Answered by Wayne Rigby on March 31, 2025
Agent Licensed in UT
Answered by Ben Washington on May 6, 2025
Broker Licensed in IL, FL, MN, SC, TX & WI
Answered by Robert Pennington on March 25, 2025
Broker Licensed in NC, GA, SC & VA
Answered by Kent Pike on May 16, 2025
Agent Licensed in NC, CA, FL & 6 other states
Answered by Steven Bleicher on May 26, 2025
Broker Licensed in AZ
If you have a Medicare Supplement, all cost that under Medicare Part B will be covered after the $257 annual deductible has been met. If you have a Medicare Advantage plan, you will have a copay for each physical therapy visit. The copay will be listed in the summary of benefits of the insurance carrier.
Answered by Timothy Brown on May 21, 2025
Broker Licensed in PA, CT, DE & 15 other states
Answered by Rick Boyd on May 19, 2025
Broker Licensed in KY, AZ, CA & OH, TN, TX & UT
Answered by Dionisio Guillermo on May 27, 2025
Agent Licensed in HI
Answered by Linda Davies on June 4, 2025
Broker Licensed in IL
Answered by Bob Nunn on April 10, 2025
Agent Licensed in FL, AL, AR & 36 other states
Once you've paid that $257 for the year, Medicare Part B will generally cover 80% of the Medicare-approved amount for your physical therapy visits. You'll be responsible for paying the other 20%, which is called coinsurance.
So, in short: Deductible first, then Medicare pays most of it.
Answered by Steven Rodriguez Giudicelli on April 21, 2025
Broker Licensed in FL & TX
Answered by Tanja Roulhac on April 8, 2025
Broker Licensed in FL, AZ, CA & 7 other states
Answered by Kevin Chaikin on April 21, 2025
Broker Licensed in VA, AL, AZ & 31 other states
It depends on the Medicare plan that you currently own.
On the Medicare Advantage plan side, some plans have a deductible, but mainly, they have a copay that you and the insurance company pay.
Again, on the Medicare Supplement side, it depends on your own Medicare Supplement plan. Plan F has no deductible, whereas Plan G has an annual deductible of $257 for 2025, which is amortized over several doctor's visits, lab work, etc.
Best wishes,
Rene Apack
847-917-4870
Answered by Rene Apack on April 9, 2025
Broker Licensed in IL, AL, AR & 25 other states
Answered by Ken Banks on April 14, 2025
Broker Licensed in GA, AL, FL, LA, NC & SC
Tags: Coverage Medicare Part B
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