Robert Fracchia, Medicare Insurance Broker
Robert Fracchia
RMF Consulting
Medicare Broker Licensed in MI
Contact Details
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Location
Commerce Township, MI
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Phone
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Website
Robert Can Help With:
About Me
Hey there, my name is Robert, and I am your local Medicare advisor and agent. I specialize in Medicare and am devoted to helping you find the best plan that matches your specific needs and financial situation. I will take care of the daunting task of comparing plans from well-known national and local companies for you. Even better, my services are completely free! Contact me today to explore your Medicare options, and be sure to mention that you found me on Medicare Agents Hub!
Q&A with Robert Fracchia
Answer: Be able to observe the professionalism of the agent and his listening skills,making good recommendations
Answer:
I have helped clients navigate through the application process for their Medicare Beneficiary card.
Advocating for claim payments
Answer: Yes. After meeting your deductible your Medicare Supplement plan G would cover what Original Medicare doesn't cover
Answer:
The prescription drug (2025) law caps your out-of-pocket drug costs for covered drugs at $200o
The "Donut Hole" no longer exist.
There is also a payment option to help you manage your monthly expenses.
Answer: YES.... there is a $0 copay for virtual visits with primary care, specialist and behavioral health providers
Answer: More than likely, you can keep your current doctors. It is always best for your agent to double-check to see that all of your doctors are in network.
Answer: After you meet your Medicare Part B deductible ($257), you typically pay 20% of the Medicare-approved amount for physical therapy. Medicare pays the remaining 80%
Answer: After you have received Social Security benefits for 24 months, you will be eligible to enroll in a Medicare Advantage plan. There is no waiting period if you suffer from ESRD or ALS.
Answer:
Fewer plan choices.
Fewer Insurers
Less Variety in Plans
Restricted Provider Networks
Rural Hospital Challenges
Answer: Compare plans and companies annually. You might want a plan with a higher deductible or switch to a plan that has co-pays
Answer: No. There are 2 types of Medicare Supplement plans. Medicare Advantage plans have $0 premiums for some of their plans. Medicare Supplements have a premium for all of their plans.