Who can help me figure out this Medicare "maze and alphabet soup" it's so confusing.
Answered by 32 licensed agents
Always try to find a licensed Medicare Broker or Agent when looking at enrolling, changing plans, or for more information on copays/benefits. Meeting with them and possibly becoming their client does not cost you anything, we are paid directly by the companies. If you decide to enroll with one they will become your agent and you may contact them with future questions about your plan.
Well I can. I am an agent and broker of 27 years, with multiple companies. I get the government speak out of it so people can get their arms around it.
Depends on your State. I’m on Florida and PA and would be glad to do so! You should be able to look here at Medicare Agents Hub and see the agents in your state and pick one that seems to match who you’re looking for. Good luck!
Work with someone who can OFFER both Medicare Advantage and Medicare Supplement/Medigap options! Start the process well in advance of your 65 Birthday.
Work with a Professional with a Financially Strong/Reputable company. Look up that Professional's Google Reviews that gives you a "spotlight" into how their clients truly feel about them and the Services they provide(d). Take a deep breath-YOU got this! WE can HELP YOU!
I can help you!!!!! I agree it is super confusing because you learn insurance a certain way for 65 years. Medicare is totally different. I always tell people its the best thing about turning 65 because the coverage is so much better!
Call me at 303-587-4521 for any personal help. That is my direct cell phone. No big company. Just me
Any Medicare agent (including myself) is equipped and trained to help you navigate the maze and breakdown the acronyms that make up Medicare. 208.598.0520
Me! That's what I'm here for. Medicare is what I do every day. As a broker, I represent all of the carriers available in the area and it is my job to find the best fit for YOU. We would do a health and needs analysis 1st and then go from there.
It can be confusing. You can call or send a text to me at 321-346-9996. You can also look at my profile at FloridaIndependentInsuranceConsultants. Com.
Find an independent trusted Medicare advisor/broker who has many years experience.
Most agents have limited experience and are 'hungry' to make sales. Most experienced brokers are still in business because they take care of their clients year after year who then refer others.
63% of health insurance agents are out of the business in their first 2 years. Works with a independent broker, not an agent.
Many people go online and spend countless hours researching 1. How to apply for Medicare, and 2., what type of plan they should get. By the time they call me, they are pretty confused.
My recommendation is, yes, continue to do your research, but do yourself a favor and work with a licensed insurance agent who understands this "Medicare maze" and can help you navigate through the murky 'alphabet soup'. An independent insurance agent who works with many companies, for both Medicare Supplement and Medicare Advantage plans, will ensure so you get the full picture of what your choices are when making these important healthcare decisions.
It's very confusing. There are so many rules and regulations, and they often contradict one another. So, no one fully understands it. Not the bureaucrats who run the system, not the medical providers, not the insurance companies and certainly not the patients who depend on it. That's why you need a trusted advisor to walk you through it and make sure you don't run into unnecessary penalties and fines.
Yes but it is complicated. Part A and Part B are called Original Medicare and come from the government. Part A is hospital (inpatient) coverage and Part B is medical (outpatient coverage). Part A and B offer comprehensive coverage for medical care but they do have gaps. Ex. - Part A has a per benefit period deductible, Part B has an annual deductible as well as an uncapped (unlimited) risk for medical expense and neither Part A nor Part B provide prescription coverage for meds normally picked up at the pharmacy. To fill these gaps, a person eligible for Medicare would normally choose either a Medicare supplement plus a Part D prescription plan or a Part C Medicare Advantage plan which includes Part D prescription coverage. Choosing the right path to fill in the gaps is where it becomes very important for you to consult with an independent health insurance agent. We work with you to help you choose the path and plan that fit your individual needs.
That's exactly what a broker is for! We are licensed with many different insurance companies, and are trained to evaluate your unique needs. We work with you to find the right plan (and that can change year to year!). And you don't pay us for our time. Win win!
Medicare can feel overwhelming, especially with all the parts and plans, Part A, B, C, D, Medigap, Advantage, drug coverage, networks, penalties.
It’s confusing by design, and most people don’t have the time or desire to dig through government handbooks or call centers that barely scratch the surface of what you actually need. If you feel led to spend hours and hours pouring over that information, by all means go for it. Or...
That’s where a licensed Medicare broker comes in. A good broker will take time to understand your specific needs, your doctors, prescriptions, travel plans, and budget, and help map out a plan that fits you.
We cut through the noise and walk you through the options in a way that actually makes sense.
It doesn't cost you anything to work with a broker.
We’re paid by the insurance companies when you enroll, so our help is free to you. And instead of being just another number in a call center, you get someone local, experienced, and available when things come up in the future.
If Medicare feels like a maze, we help build the map.
We can help you! if you are in Minnesota, Wisconsin, Florida or Arizona. Otherwise find a local independent Medicare Agent Broker. Oh by the way our advice and time is no cost to you!
The best person is a local independent broker. This is someone who knows your area, the best plans, the details of the local area and they can sit down with you and show you all the parts of Medicare and answer your questions. Independent means they are not captive to a particular company and can show you plans for many companies in your area. We are unbiased and are there to be helpful.
Not only am I a volunteer instructor of Medicare at the U of A in Tucson but am an independent agent who teaches my peers at their homes or over the phone by sending attachments to their email addresses prior to the arranged “visit”.
It is important to find a knowledgeable individual willing to not only educate you on Medicare but walk you through the importance of understanding Medicare before making a decision. Finding a Medicare expert that is a broker is crucial because you know that they may not be captive to any companies giving the flexibility to show you options. Most of us have systems equipped to do company comparisons.
I can! Watch my video. It explains parts A, B, C & D. It also explains the 2 most popular supplement plans: G&N. My video walks you through how to sign up, what it will cost, what it covers and more importantly what Medicare doesn't cover.
I agree, the different lettered parts and plans can be confusing. I host Medicare education events for UnitedHealthcare and would be happy to help you understand the different parts of Medicare to find the option that suits your individual situation.
You may consult with a licensed agent. The agent's job is to educate you as to how the Medicare works, what are you dues and your options to get safely and affordably covered.
You're right — Medicare can feel like a big confusing maze with a whole bunch of letters like A, B, C, and D floating around! But don’t worry — you're not alone, and there are people who can help you figure it out in a simple, clear way.
Think of Medicare like a puzzle. It has different pieces (called Parts) that each do something different:
Part A is like your hospital coverage — it helps if you go to the hospital.
Part B is for doctor visits and things like lab work.
Part C is also called Medicare Advantage — it’s like a bundle plan from private companies that includes Parts A & B, and often D too.
Part D is for your prescription drugs.
And if you want help with the “leftover” costs that Medicare doesn’t pay, you can get something called a Medigap (or Medicare Supplement) plan.
Now here’s the good news:
There are licensed Medicare agents (like me!) whose job is to help you understand all of this for free. We’re trained to walk you through your choices step-by-step and help you find the plan that fits you best. You don’t have to do it alone.
You can also visit the official Medicare website at www.medicare.gov — it has tools and info if you want to do some reading yourself.
But if all these letters still feel like alphabet soup, I’m just a phone call or email away and happy to help you sort it all out — no pressure, no cost.
I'm happy to help! It makes things so much easier to sit down with an agent who specializes in Medicare. I work with both Original Medicare and Medicare Advantage and am committed to helping you find the policy and coverage that best meets your needs and the needs of your family!
Medicare can be very confusing to not only beneficiaries but also uncertified professionals. Certification can be obtained through AHIP and each carrier the professional represents. Help is available through fully certified professional.
A Medicare agent or broker can assist you with your questions about Medicare. When I meet with someone to discuss Medicare, I do my best to explain the "maze and alphabet soup" of Medicare. It is important to get your questions answered before you select a supplement or an advantage plan.
Medicare consists of Part A which covers when you are in the hospital and Part B which covers your doctors and the services they order for you. To that you can add a drug plan for your prescriptions and a supplement or Medicare Advantage plan to cover your out of pocket costs.