Isn't it time for Medicare to completely overhaul how it approaches senior care?
Answered by 15 licensed agents
Answered by Larry Dalton on April 17, 2025
Broker Licensed in OK & TX
Answered by Mark Maliwauki on May 28, 2025
Broker Licensed in ID, AZ, CA & 15 other states
As we know Medicare doesn't cover dental procedures...but isn't the mouth part of the body? I know Dentists are not Medical doctors, but the whole body should be covered. Why have an exclusion like this?
What about Long Term Care payments to relative caregivers? That would be so much less expensive than Nursing home care.
The biggest problem to making any headway on this is political. Forget what might solve problems, be more efficient, or just be a good thing for the American people. The last two election cycles we have elected leaders whose administrations are running the show around them. We have a congress where the "Freedom Caucus" is the tail that wags the dog (a tiny minority that controls the majority). We also have billionaires that will fund primary challenges to those who don't tote the line.
In order to make real progress on real issues we need to get the big money out of political campaigns, limit the role of PAC money (Political Action Committees), and create a "window" of campaign time so these things don't stretch on forever.
So...it's hopeless until we kick the billionaires out of the process.
Answered by Andrew Bennett on June 19, 2025
Broker Licensed in TN, GA & VA
Answered by Steven Bleicher on May 8, 2025
Broker Licensed in AZ
Answered by Steve Houchens on April 10, 2025
Agent Licensed in KY & TN
If you want it for free, you would need to get crease your personal taxes.
Answered by Aaron Solomon on April 28, 2025
Broker Licensed in OH, LA & TX
Answered by Leslie Kaz on April 28, 2025
Agent Licensed in CA, AL, AZ & 7 other states
Here's a more detailed look at the arguments for reform:
1. Financial Strain and Cost:
High costs: Medicare, even with its coverage, can still be financially burdensome for many seniors, especially with prescription drug costs and long-term care needs.
Sustainability: Many sources project that Medicare's Trust Fund will be depleted in the coming years, raising concerns about the long-term sustainability of the program.
Unnecessary costs: Some argue that the current system, particularly Medicare Advantage, can lead to inflated costs through administrative overhead and unnecessary procedures.
2. Coverage Gaps:
Lack of long-term care: Medicare generally doesn't cover the cost of long-term care services, which can be a significant expense for seniors. Limited coverage for essential services: Many argue that Medicare needs to expand coverage to include essential services like dental care, vision care, and audiology, which are not currently covered.
3. Complexity and Navigation: Difficulty understanding plans: Medicare has various parts and numerous plans, making it difficult for seniors to navigate and understand their coverage options. Lack of coordination: The current system can lead to fragmented care and a lack of coordination among different healthcare providers.
4. Medicare Advantage Concerns: Provider network limitations: Medicare Advantage plans often have limited provider networks, which can restrict access to specialists and facilities.
Prior authorization requirements: Many Medicare Advantage plans require prior authorization for certain tests and treatments, which can delay care and be inconvenient for beneficiaries.
5. Profitability of MA plans.
Answered by Fred Manas on May 14, 2025
Agent Licensed in NY, CT, DC & 7 other states
The current system can be confusing and difficult to navigate, leading to errors and potential financial losses for beneficiaries.
Reforms to Medicare are likely to face political opposition and may require significant compromise.
Answered by Vachik Chakhbazian on April 11, 2025
Agent Licensed in CA, AL, AR & 22 other states
Thanks for your question.
Center for Medicare Services is always making this better for Medicare Beneficiaries.
Many enhancements are continuously being enhanced just as the Drug Donut Hole was
Eliminated starting in 2025, which now allows for over 3 million medicare beneficiary to afford their drugs.
Be well,
Toni Chavez
Medicare Broker
Answered by Toni Chavez on June 8, 2025
Broker Licensed in AZ, CA, NM, NV & UT
Answered by Larry Pereiro on June 2, 2025
Agent Licensed in IN
Answered by Charles Borg on May 27, 2025
Agent Licensed in FL & NY
Answered by Josh Vojtush on April 8, 2025
Broker Licensed in OH, FL, IL & MI, NC, SC & VA
Answered by Lenora Sikkenga on April 30, 2025
Broker Licensed in NV
Answered by Gus Kinnie on April 11, 2025
Agent Licensed in IN, CA, IA & 6 other states
Tags: Advice for Seniors The Medicare System
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