If I need hospice care in the future, can my Medicare plan cover it?

Answered by 13 licensed agents

Yes, under Original Medicare Part A, you are eligible for hospice benefits if a doctor certifies that you are terminal illness. These benefits cover your cost, even if you are enrolled in a Medicare Advantage plan. However, you will still need Medicare Part B and pay the monthly premiums. Depending on your Medigap plan or Medicare Advantage coverage, you may have some out-of-pocket expenses.

Answered by Larry Dalton on April 18, 2025

Broker Licensed in OK & TX

Answered by Larry Dalton Medicare Insurance Agent
Regardless of what type of Medicare Plan you have/ Medicare Supplement/ Medicare Advantage/ Original Medicare, all cover Hospice Care

Answered by Melonie Wood on April 12, 2025

Agent Licensed in FL & AL

Answered by Melonie Wood Medicare Insurance Agent
The Medicare hospice covers virtually all aspects of hospice care with little out-of-pocket

expense to the patient or family. As a result, the financial burden often associated with caring for a seriously ill patient is lifted. Families making end-of-life decisions for a loved one need compassion and support, not financial worries. The Medicare Hospice Benefit helps alleviate these concerns.

Answered by Robert Pennington on May 5, 2025

Broker Licensed in NC, GA, SC & VA

Answered by Robert Pennington Medicare Insurance Agent
Yes. The type of plan you have may have an impact, but generally, if you meet the qualifications for Hospice, Medicare covers most of those costs that meet Medicare requirements.

Answered by Paul Potter on May 6, 2025

Broker Licensed in FL

Answered by Paul Potter Medicare Insurance Agent
Hospice is covered under original Medicare part A, even if you are on an Advantage plan. Hospice, however, does not have the $1,676 deductible that part A does.

To qualify for hospice, your physician must certify that you're terminally ill with a life expectancy of 6 months or less; you agree to accept comfort care instead of treatment; you sign a statement hospice instead of treatment.

In order for Medicare to cover hospice care, you must choose a Medicare approved provider. You may remain on hospice indefinitely, as long as your physician continues to certify that you have a terminal illness with the above-mentioned life expectancy.

Answered by Cynthia Nakaya on April 25, 2025

Agent Licensed in CA, AZ, CO, GA, MO & TX

Answered by Cynthia Nakaya Medicare Insurance Agent
Yes, if you meet the eligibility criteria. Hospice benefits are covered under Medicare Part A for terminally ill individuals.

Answered by Diana Garner on April 14, 2025

Broker Licensed in KY, FL, IN, OH & TN

Answered by Diana Garner Medicare Insurance Agent
It is covered by part A Medicare. Patients must have life expectancy of 6 months or less. It is for palliative care only. Not for clinical care to cure.

Answered by Michael Pyers on April 14, 2025

Broker Licensed in OH & MI

Answered by Michael Pyers Medicare Insurance Agent
Yes. Hospice care coverage is unique in that original Medicare covers hospice care, even when you are on a Medicare Advantage plan. The specific rules for hospice care coverage are located at https://www.medicare.gov/coverage/hospice-care. This link covers when you are eligible for hospice care, for how long, etc.

Answered by Michael Crocker on April 12, 2025

Broker Licensed in SC

Answered by Michael Crocker Medicare Insurance Agent
Yes, Medicare provides comprehensive coverage for hospice care through Medicare Part A (Hospital Insurance). To qualify, you must meet the criterias.

Answered by Vachik Chakhbazian on April 12, 2025

Agent Licensed in CA, AL, AR & 22 other states

Answered by Vachik Chakhbazian Medicare Insurance Agent
Yes it’s covers in Part A. Dr recommended and Medicare approved Usually doesn’t take long for approval

Answered by Mike Henry on April 12, 2025

Agent Licensed in TX

Answered by Mike Henry Medicare Insurance Agent
Generally Medicare will cover hospice care 100 per cent. In order for expenses to be covered you need to use a facility that participates with Medicare.

Answered by Jerry Cohen on April 12, 2025

Broker Licensed in NY

Answered by Jerry Cohen Medicare Insurance Agent
Yes, whether you have traditional Medicare with a supplement or Medicare Advantage, hospice will be covered.

Answered by Kevin Chaikin on May 5, 2025

Broker Licensed in VA, AL, AZ & 31 other states

Answered by Kevin Chaikin Medicare Insurance Agent
Medicare Part A covers hospice care under specific conditions. A doctor must certify that the patient has an illness with a life expectancy of six months or less, and the patient must elect hospice care instead of curative treatments for that illness. Medicare covers four levels of hospice care: routine home care, continuous home care, general inpatient care, and respite care.

Answered by John Ward on May 5, 2025

Broker Licensed in TX, FL, GA, LA, NM & OK

Answered by John Ward Medicare Insurance Agent

Tags: Coverage The Medicare System

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