I live in California but might move to another state next year. How will my Medicare coverage change if I relocate?

Answered by 5 licensed agents

When you move outside of your current coverage, you have a special enrollment period. Allows you 3 months after your move to select a plan Example: Move in June you have July 1, August 1 and September 1

Answered by James Schneider on April 14, 2025

Broker Licensed in OH, FL & MI

Answered by James Schneider Medicare Insurance Agent
This is a great question and it's very common for seniors to move closer to family members. There would be no change on your Medicare coverage because it follows you, and it doesn't matter the states in which you will move to. If you're on a Medicare supplemental plan the you do not have to do anything if you like. I would recommend shopping the supplement of plan because the premiums can be based on the community which you will move from. It is possible that you might be on that type of plan I would call your carrier to find out or your health insurance broker. If you are on a Medicare Advantage plan and then yes you will need to change into a another make Advantage plan based in your new zip code and county. If you have original Medicare and a prescription drug plan and then you would need to change your prescription drug plan.

Answered by Robert Simm on April 9, 2025

Broker Licensed in NC, AL, AR & 14 other states

Answered by Robert Simm Medicare Insurance Agent
Medicare plans are based on location, specifically ZIP Codes. Not all plans are available in all ZIP Codes. So when you move from one county to another county or one state to another state, it is very important that you speak with a licensed agent to find a plan in your new ZIP Code.

Answered by Mary Salmon on April 9, 2025

Broker Licensed in TX & OK

Answered by Mary Salmon Medicare Insurance Agent
The easiest route is to confirm with youre current carrier offers a plan identical to or similar to what you currently have.

If your carrier does not service your new county or zip code, you would want to consider consulting a Medicare Advantage and Supplement Broker in your new county to see what similar plans are available.

Your coverage could change slitght more or significantly less depending on the zip code and county you're relocating to.

Answered by William Scott on April 10, 2025

Broker Licensed in GA, CO, NC, OH, SC & TX

Answered by William Scott Medicare Insurance Agent
You will bring your current plan with you for a limited period of time, once you change your formal state of residency you will need to change plans.

That will depend on plans available in your new state.

Answered by Donald Baker on April 8, 2025

Agent Licensed in MN

Answered by Donald Baker Medicare Insurance Agent

Tags: The Medicare System

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