Joseph Barrows, Medicare Insurance Broker
Joseph Barrows
Joseph C Barrows Ins Agency Inc
Medicare Broker Licensed in CO, AR, AZ, CA, FL, IA, IN, KS, ME, MO, NC, NE, NM, NV, NY, OH, OK, OR, PA, SC, TX, UT, VA and WI
Contact Details
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Location
Grand Junction, CO
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Phone
Joseph Can Help With:
About Me
If you are becoming eligible for Medicare soon, let’s discuss how to get additional coverage for things like hearing aids, vision, and dental. We provide compassionate individual service and strive to make the process of shopping for coverage as stress-free and convenient as possible.
We have extensive experience working with clients throughout Colorado and would love to have you as a client! We represent carriers that offer Medicare Advantage, Medicare Supplement, and Part D Prescription plans. When you need advice and counsel for Medicare plan options please consider the Medicare Resource Center. We have the knowledge, experience, and background to give you the answers you need and deserve. As the Medicare program continues to evolve and improve, our agents can help you stay informed. We would be honored to work with you and your family.
Joe Barrows has been in the insurance and financial industry for over 30 years. He has been a compliance officer, New York Life agent, and for 15 years was with Rocky Mountain Health Plans serving most recently as the Medicare Sales Director. Joe started his own agency at the Medicare Resource Center in June of 2020. He has served on the local board of the Life Underwriters and the Western Rockies Association of Health Underwriters. He also participates with the Mesa County Council on Aging, serving as president since in 2021-2022. He and his family have lived in Grand Junction for 25 years.
Thanks for your consideration.
We do not offer ALL products in your area. You can always contact Medicare.gov, 1-800- MEDICARE or the local State Health Insurance Program (SHIP) for help with plan choices
Directions to My Office
Q&A with Joseph Barrows
I'm turning 65 next month; what are the first steps I should take regarding Medicare enrollment?
Answer: Make sure you have applied for Medicare Parts A+B, go to SSA.GOV to complete the online enrollment process. (If you get Social Security retirement benefits your Medicare card should come in the mail automatically.) Once you receive your Medicare card, use a local insurance agent to see what options you have available in your county for prescription drug coverage and if a Medicare Supplement plan or a Medicare Advantage plan makes sense for you to help with the costs of the Original Medicare deductibles and coinsurance.
How do you educate clients who are completely new to Medicare?
Answer: I first review the benefits of Original Medicare Parts A and B. Then I explain the concept of the Part D Prescription plans. When those are understood by the client, then we discuss the benefits of adding a Medicare Supplement, Part D drug or a Medicare Advantage plan to the Original benefits. Explaining the benefits and limitations of these options is critical to helping clients make educated decisions. I focus educating the client, not selling products.