I am on disability insurance Medicare now I will be 65 in October do I have to to sign up for Medicare again?
Answered by 26 licensed agents
Answered by Leslie Kaz on April 28, 2025
Agent Licensed in CA, AL, AZ & 7 other states
Answered by Mark Maliwauki on June 9, 2025
Broker Licensed in ID, AZ, CA & 15 other states
Answered by Nikki Rowland on June 23, 2025
Broker Licensed in SC & NC
Answered by Richard Moreno on May 31, 2025
Broker Licensed in TX, FL, LA, NM & OH
Answered by Kelsey Hentzen on June 24, 2025
Broker Licensed in KS & MO
One of your options now is a Medicare Supplement. While it would have been possible for you to get a Medicare Supplement when you first went on disability, the companies would have significantly up charged you (Upwards of $1000 per month) Now that you are turning 65, you will pay the normal rates that everyone turning 65 will pay and you'll have the incredible freedom and flexibility that comes with Traditional Medicare.
Thank you,
Melanie (904) 497 - 0610
Answered by ***Medicare Melanie*** on May 10, 2025
Broker Licensed in FL & GA
BUT............
You SHOULD review your options during your "Initial Enrollment Period" around age 65 (which still applies to you even though you already have Medicare). This is a good time to:
Consider whether to switch to a better Part D (drug) plan if you have one or need one.
Consider adding a Medigap (supplemental) policy — at 65 you get a "Medigap Open Enrollment" window where you can buy a Medigap plan without medical underwriting (very important opportunity if you have health issues).
Re-evaluate if you want Original Medicare + Medigap vs. a Medicare Advantage plan (Part C).
→ Many people on disability go into Advantage plans earlier because it was easy — but at 65, you have another chance to switch if you'd prefer more flexibility and access to specialists.
If you already have a Part D or Advantage plan, it will continue unless you choose to change it during this window.
Answered by Colleen Williams on June 9, 2025
Agent Licensed in PA, FL & NJ
One thing that is often missed is what's known as your Medigap open enrollment period. This is a once in a lifetime 6-month period to enroll in any Medicare supplement (Medigap) plan and they cannot deny you based on your health or pre-existing conditions. This open enrollment period begins the first month you have Medicare Part B AND you are 65 or older. Please work with an agent to determine if you should take advantage of this window, because you will only have it once.
Answered by Shane Bullock on June 7, 2025
Broker Licensed in UT, AZ, FL & 9 other states
Answered by Sherry Rose on May 29, 2025
Broker Licensed in Ga, AL, AR & 5 other states
Answered by Morris Johnson on April 29, 2025
Agent Licensed in KS, AR, MO, OK & TX
If you are already on Medicare prior to 65, you do not need to sign up again. Supplement plans do change year to year, if you do have one. That is an area that I can review with you to make sure that you are situated in the best plan possible.
Please reach out to me, so we can talk further.
Sincerely,
Michael Pino
Pino Insurance Group
203-889-8214
Answered by Michael Pino on May 17, 2025
Broker Licensed in CT, AL, CO & 12 other states
Answered by Steven Bleicher on June 2, 2025
Broker Licensed in AZ
Answered by Timothy Brown on May 16, 2025
Broker Licensed in PA, CT, DE & 15 other states
Answered by Eduardo Camacho on May 8, 2025
Agent Licensed in CA, FL, NC, NV, SC & TX
Answered by Mal Varlack on April 26, 2025
Agent Licensed in FL
Answered by Vachik Chakhbazian on April 27, 2025
Agent Licensed in CA, AL, AR & 22 other states
Answered by Andrew Kramer on June 2, 2025
Agent Licensed in FL
Answered by Jerry Cohen on May 12, 2025
Broker Licensed in NY
Answered by Gary Haft on May 26, 2025
Agent Licensed in FL, AL, DC & 9 other states
Answered by Eizel Mere on April 28, 2025
Broker Licensed in FL
Answered by Tony Hardwick on April 28, 2025
Agent Licensed in GA, AZ, CA & 15 other states
You already have Medicare!
Here’s what will happen:
Your Medicare will just keep going.
You don’t lose anything. You don’t have to reapply.
You’ll get a new Medicare card.
Medicare usually sends you a fresh card around your 65th birthday. It will show the same Part A (hospital) and Part B (doctor) coverage you already have.
You might have new choices.
Turning 65 gives you a special chance to make changes if you want like:
Adding a Medicare Supplement (Medigap) plan.
Switching to a Medicare Advantage plan.
Signing up for a Part D drug plan (if you don’t already have one).
Important Tip:
Even though you don’t have to reapply for Medicare itself, it’s a great time to review your coverage and make sure you have the best plan for your needs and budget.
In short:
Nope — you don’t need to sign up again! But it’s a smart time to check if you want to make any updates or changes.
If you want, I can help you review your options before your birthday so everything is ready and easy!
Answered by Randy Hill on April 26, 2025
Broker Licensed in OH, AL, AZ & 7 other states
What You Can Do at 65:
Change or Enroll in a Medicare Advantage Plan (Part C)
If you want a plan that bundles hospital, medical, and often drug coverage (and extras like dental), you can switch now with no penalty.
Answered by Humara Riaz on June 13, 2025
Broker Licensed in TX, AL, AR & 23 other states
Answered by Ingrid Kollmann on April 27, 2025
Agent Licensed in CA
Answered by Robert Evans on June 7, 2025
Agent Licensed in TX
Answered by Christian Baird on April 28, 2025
Agent Licensed in TX, AZ, FL & 13 other states
Tags: Enrollment Periods New To Medicare Turning 65
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