Robin Earley, Medicare Insurance Agent

Answer: You can request a new Medicare card by logging into your Medicare account and using the print card option or ordering an official copy of your Medicare card. You can also call

1-800-MEDICARE to order a replacement card sent in the mail.

Answer: The CMS is participating in a government model program that is optional for states and participating pharmaceutical companies. This model is projected to include more diseases in the future . So far, positive outcomes have been reported for Sickle Cell Anemia and there are hopes for ongoing introduction of more types of gene therapy.

Answer: It’s a good idea to find an Agent that you trust and stay with that agency. Repeated sharing of your personal information is never a good idea for security purposes. Also, choosing an Agent that knows what your health coverage needs are, will make a difference in how your coverage changes are handled each year.

Answer: Original Medicare does not cover dental care. Although, You can buy your own Stand Alone dental policy to add for dental coverage. Many Medicare Advantage plans do offer dental as well as vision and hearing coverage. HMO plans usually have larger benefits than a PPO. It’s important to research plan options and make a decision based on your personal health care needs along with the best dental benefits available!

Answer: Always be careful when you share personal information details to someone that you do not know. Always review your statements and check for erroneous charges or services.

Be cautious of free gifts in exchange for your Medicare number. When you receive services, check your charges and keep your receipts. Log dates and times services were received. Keep your Medicare card in a safe location and always be wary of unsolicited calls seeking your personal information or Medicare number.

Avoid clicking on links that “pop-up” even if they have the word “Medicare” in them.

Avoid deceptive “door to door” solicitation.

Do not be afraid of intimidation tactics, hang up or do not answer!

Answer: Some companies offer discounts on Medicare Medigap policies for people living in the same household. Another reason your cost could rise could be a change in tax status from “Married Filing Jointly” to filing “Single”. This could change your “Adjusted Gross Income” amount.

Answer: There are multiple benefits of working with a Medicare Agent near you.

I. Local Agents have a personal interest in helping neighbors and their communities.

2. Agents that are located near their clients are more likely to keep periodic contact with their customers.

3. Agents that are familiar with local businesses, physicians and hospitals can give clients an accurate referral to facilities in their area.

4. In case of customer service issues, clients can speak with a familiar, trusted representative that will be available to assist with any questions regarding their needs and concerns. The Agent will be available to personally discuss concerns, without the caller enduring multiple department transfers and long waits for a representative.

Answer: If a caller insists that you change your current coverage. offers you free services or rewards for your coverage changes, as well as threats to cancel your coverage for any reason, these are signals that your potentially targeted by a Scammer. Beware of callers requiring you to order a new Card. This is a way criminals try to get your personal information for Identity Theft.

Answer: There are regulatory requirements that inforce strict compliance in Medicare and the Insurance Industry. The Centers of Medicare and Medicaid (CMS) regulate and insure compliance. Congress has a department called Medicare Payment Advisory Committee that keeps reports and makes recommendations to Congress involving Medicare payments. These Departments offer information are available to anyone who wants to learn more about Medicare or other Health Insurance programs.

Answer: The coverage you choose should be based upon the amount of health care services that you require. Prescription drug coverage should be included in your decision making process.

Answer: No, you will automatically be enrolled in Parts A and B when you turn 65. You can make changes in your coverage if you choose.

Answer: There can be exceptions to this rule. If you have coverage from an employer, you may be exempt from penalties. A special enrollment period could apply to your personal situation and we can discuss circumstances that affect any potential penalties.

Answer: Consider your drug coverage and prescription needs. Where is your provider located and do you want an in Network Provider or will you require the ability to access provider services of your choice. The out of pocket costs will vary depending on your choice. Will you use coverage for chronic illness? Are lab services required frequently? We will select the best available option for your personal health care needs.

Answer: Being licensed as a Medicare Agent, gives me the opportunity to make positive experiences for clients who can benefit from a caring professional that has time and experience to share when health insurance seems a bit complicated. Helping clients understand the benefits and choices that best serve their health coverage needs, is my main focus. I want clients to consider me their advocate and someone who is on their side.