Does Medicare cover Ozempic and other drugs prescribed for weight loss?

Answered by 20 licensed agents

Approving a medication by Medicare is always based upon the justification of the medical necessity of that drug. The insurance company that underwrites the medical prescription drug plans lays out their drug plans each year to determine what will be covered under what plan. This is the time when you sit down with your Agent and review every drug plan for your ZIP Code with your prescription drugs. This is the best answer I can give you for now without knowing which drug plan you choose, and usually, there can be justification given for a weight loss drug being required.

Answered by Larry Dalton on April 17, 2025

Broker Licensed in OK & TX

Answered by Larry Dalton Medicare Insurance Agent
Ozempic is covered by your prescription plan, as long as it’s on the formulary. Check your formulary whether on your Medicare Advantage plan or your stand alone prescription drug plan if you are on Original Medicare.

Answered by Christy Jones on June 4, 2025

Broker Licensed in ID, AL, AR & 20 other states

Answered by Christy Jones Medicare Insurance Agent
Part D providers offer a very large number of prescription medicines but the part D insurance companies require that you are using the medication for its intended use and many times these diabetic drugs such as ozempic are not going to be covered if you are using them for reasons besides being diabetic

Answered by Joseph Meyers on April 7, 2025

Broker Licensed in MI & TN

Answered by Joseph Meyers Medicare Insurance Agent
The short answer is No!

Medicare does not cover prescription drugs used solely for weight loss. However, these medications may be covered under Medicare Part D if they are prescribed for FDA-approved uses, such as treating Type 2 diabetes or cardiovascular disease.

Medical insurance plans (such as Medicare Advantage plans) may have additional benefits that can help with weight management.

Answered by James ONeal on July 2, 2025

Broker Licensed in IL, AL, AR & 28 other states

Answered by James ONeal Medicare Insurance Agent
Every doctor is required to submit his/her “Plan of Care”. This means that since Ozempic has successfully been approved by the CDC as a treatment for weight loss, its use has been justified and it will be considered as a health benefit by Medicare. Just be aware that its use can be fairly expensive. Don’t forget to check with both US & Canadian online discount pharmacies, as a comparison to your Part D Rx plan or to determine if the pharmaceutical manufacturer has a possible subsidy thru their own website.

Answered by Steven Bleicher on June 13, 2025

Broker Licensed in AZ

Answered by Steven Bleicher Medicare Insurance Agent
It is coverage but not for weight loss yet. The drug may be covered with prior authorization. It is covered for type 2 diabetes.

Answered by Craig Kirscht on April 5, 2025

Broker Licensed in CO, FL, IA, OK & SD

Answered by Craig Kirscht Medicare Insurance Agent
No, Medicare typically does not include prescription weight loss medications like Ozempic, Wegovy, or Mounjaro when they are prescribed solely for weight loss. However, if these drugs are prescribed for other medical reasons, such as Type 2 diabetes, they might be covered under Medicare Part D.

Answered by Carlos Pratts on May 19, 2025

Broker Licensed in FL

Answered by Carlos Pratts Medicare Insurance Agent
Medicare Part D, the part of Medicare that covers prescription drugs (sold through private insurance companies) does not cover Ozempic or other drugs in the same category when they are prescribed for weight loss. Many Part D plans do, however, cover Ozempic when prescribed for Type 2 diabetes. The coverage, and your share of the costs, varies depending on which Part D plan you have. But to reiterate, at the current time, Medicare Part D does not cover Ozempic or similar drugs for the prescription indication of weight loss.

Answered by Garrett Ball on June 3, 2025

Broker Licensed in NC, AL, AR & 38 other states

Answered by Garrett Ball Medicare Insurance Agent
Ozempic is approved for the treatment of type 2 diabetes and requires prior authorization from your healthcare provider. Insurance will not cover it for weight loss

Answered by Giulio Campanelli on May 29, 2025

Broker Licensed in CA, AZ, FL & MI, NC, NM & TX

Answered by Giulio Campanelli Medicare Insurance Agent
No, Medicare generally does not cover drugs like Ozempic and Mounjaro when prescribed solely for weight loss. Medicare Part D, which covers prescription drugs, is prohibited by law from covering medications used solely for weight loss. However, Semaglutide, the active ingredient in Ozempic, is covered under Medicare Part D when prescribed for type 2 diabetes.

Answered by Fred Manas on May 14, 2025

Agent Licensed in NY, CT, DC & 7 other states

Answered by Fred Manas Medicare Insurance Agent
Yes, but those are brand drugs and typically more expensive even with insurance. Brand drugs will be covered at a % of the cost and can vary with each drug store pharmacy. You can check with your provider to see who is the lowest cost supplier.

Answered by Gary Henderson on May 23, 2025

Agent Licensed in TX, AK, AL & 46 other states

Answered by Gary Henderson Medicare Insurance Agent
Medicare does not cover drugs solely for weight loss, but it may cover drugs like Ozempic and Wegovy when prescribed for other conditions like type 2 diabetes or cardiovascular disease

Answered by Vachik Chakhbazian on April 8, 2025

Agent Licensed in CA, AL, AR & 22 other states

Answered by Vachik Chakhbazian Medicare Insurance Agent
Most times, Ozempic and other medications are only covered if the member's Medicare plan has them in its formulary list or if they are deemed medically necessary. If someone just wants to lose weight, Ozempic is probably not going to be a covered service.

Answered by Steve Brauer on April 14, 2025

Broker Licensed in AZ & CA

Answered by Steve Brauer Medicare Insurance Agent
Drug plans do cover many weight loss drugs such as Ozempic. Be sure to look at your drug formulary to determine which medications they cover as well as any deductibles or co-pays that may apply to this medication, to determine what your out-of-pocket costs may be.

Answered by Deborah Webster on April 17, 2025

Broker Licensed in Ia & SC

Answered by Deborah Webster Medicare Insurance Agent
Ozempic will only be covered if prescribed for diabetes, and included in your drug plan's formulary.

Answered by Tony Merwin on June 26, 2025

Agent Licensed in TX, AR, AZ & 28 other states

Answered by Tony Merwin Medicare Insurance Agent
It can if your Dr prescribes it and you meet the clinical needs per your insurance.

Answered by Jamie Herrick on April 4, 2025

Agent Licensed in WI

Answered by Jamie Herrick Medicare Insurance Agent
Medicare doesn't cover Ozempic or other drugs prescribed for weight loss. This does not matter whether the drugs were prescribed for diabetes.

Answered by Lesley Burns on April 21, 2025

Broker Licensed in AR, MI, MO, NM & TX

Answered by Lesley Burns Medicare Insurance Agent
Currently, Medicare doesn't cover prescription drugs that are used only for weight loss. But if the medication is also approved by the FDA for added health benefits, like treating Type 2 diabetes or cardiovascular disease, it may be covered under Medicare Part D.

Answered by Jason Kirschner on May 14, 2025

Agent Licensed in FL

Answered by Jason Kirschner Medicare Insurance Agent
Medicare does not cover drugs for weight loss. Ozempic is approved for the treatment of type 2 diabetes and may be covered if prescribed to control blood glucose levels. Taking Ozempic may result in weight loss but will not be covered if prescribed for weight loss.

Answered by Kip Nussbaum on June 18, 2025

Broker Licensed in OH

Answered by Kip Nussbaum Medicare Insurance Agent
Medicare does not cover Ozempic or other medications when prescribed solely for weight loss. However, if these drugs are prescribed for approved medical conditions like Type 2 diabetes, they may be covered under Medicare Part D.

Answered by Christopher Stowers on April 18, 2025

Broker Licensed in GA, FL, MD & 7 other states

Answered by Christopher Stowers Medicare Insurance Agent

Tags: Coverage Prescription Drug

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