What's the best way to compare my current Medicare supplement plan to a Medicare advantage plan?
Answered by 8 licensed agents
I always tell my clients to count up the cost. Write down all the out-of-pocket cost to have a Medicare Supplement plan and what your cost will be if you sign up for a Medicare Advantage plan. If you would like to discuss and compare plans, you may give Melissa Barton a call at 473-242-8437.
Answered by Melissa Barton on March 28, 2025
Agent Licensed in NC, IL, IN & 7 other states
I put the numbers side by side to see what is covered and how, to make sure you are on the correct plan for you.
Answered by Joseph Peck on April 7, 2025
Agent Licensed in MI, AL, KS & TN
The best way to compare your Medicare Supplement plan with a Medicare Advantage plan is to physically sit down face to face to discuss and compare options and benefits because there is a lot to discuss regarding the topic. Many people like the Medicare Supplement plans because it's an open network meaning virtually every provider across state lines accept a Medicare supplement as long as they accept Medicare as payment. Medicare supplement is a very good option for snowbirds that have a second home where they live half of the year. Medicare Advantage plans are network and generally county based and in general your network resides in the state of your primary residence. That being said, if you are visiting Aunt Mary and Uncle Bob and have an emergency out of network, you will still have effective coverage. Some networks are larger than other based on the plan and provider. Medicare Advantage plans are either (HMO) Health Maintenance Organization or (PPO) Preferred Provider Network. Some Medicare Advantage providers have a passport program that would allow in network coverage if you were to travel outside your state for a prolonged period of time. The Medicare would just need to be notified ahead of time. Open Network plans with Medicare Supplement plans are nice but insureds will pay a premium for the flexibility. In addition, in general Medicare Supplements cover medical care but no extras. Prescription drug plans, dental, vision, hearing and other benefits aren't available with a Supplement plan. Medicare Advantage plans may not have as much flexibility; however most plans are at a zero monthly premium and in general they also have additional benefits such as Dental, Vision, Hearing, OTC card and other various benefits attached.
Answered by Mel Stevens on April 2, 2025
Broker Licensed in AZ
is to evaluate them side by side across the areas that matter most to your health and financial situation.
Medicare Supplement, Works with Original Medicare (Parts A and B).
Medicare Advantage. Replaces Original Medicare.
Answered by Sam Silva on April 15, 2025
Broker Licensed in FL, GA, NJ & 7 other states
Make sure your Dr and hospital is on the advantage plan. Also how are your meds covered. Most advantage plans have prescriptions covverrd
Answered by Mike Henry on April 13, 2025
Agent Licensed in TX
Need to know your specific needs as this comparison is apples and oranges. Also there are many types of supplements as well
Answered by Glenn Alterman on April 8, 2025
Broker Licensed in TX, AZ, CA & FL, NJ, OH & TN
Reaching out to an agent to discuss the differences and what is the best option for you:) Feel free to call me!
I will develop a side-by-side comparison for each prospect to help them with the decision. I will need zip code, lists of medications and doctors, and other specifics that may be important like include a dental quote or how much the Over-the-counter benefit is.
Answered by Louanne Allison on April 14, 2025
Agent Licensed in MI, FL, IL & OH, TN, TX & UT
Tags:
Medicare Advantage
Medicare Supplement
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