Melissa Barton, Medicare Insurance Agent
Melissa Barton
TotalSurance Insurance Agency
Medicare Agent Licensed in NC, IL, IN, MI, ND, OH, PA, SC, TX and VA
Contact Details
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Location
Fayetteville, NC
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Phone
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Website
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About Me
Hi, my name is Melissa Barton, a Licensed Insurance Agent at TotalSurance Insurance Agency. I believe that insurance is more than just policies—it's about protection, trust, and peace of mind. As a locally owned and operated agency, I take pride in serving individuals and families customized insurance solutions tailored to their unique needs.
I'm committed to providing top-tier service, expert advice, and comprehensive coverage options. Whether you're looking for Medicare options, Health Insurance, Life insurance, Dental, Vision, NC Public Notary Services, or Supplemental Insurance, we work with leading carriers to ensure you get the best protection at the most competitive rates.
At TotalSurance Insurance Agency, I go beyond selling policies, I build lasting relationships in the community. My goal is to be your trusted partner, helping you navigate life's uncertainties with confidence. Contact me today to experience the difference of working with an agent who truly cares. Best of all, my services come at no cost to you. Call or text me today to explore all your insurance options.
Q&A with Melissa Barton
I'm turning 65 next month; what are the first steps I should take regarding Medicare enrollment?
Answer: First, talk with a local agent. An agent can explain how your employer insurance and Medicare work in your best interest. If you would like to talk with me about your options, I will explain how all the moving parts of Medicare work. You can reach Melissa Barton at 472-242-8537. I hope this helps, and have an amazing day.
What's the trade-off between a Medicare Advantage PPO and HMO when it comes to flexibility?
Answer: There are significant differences between HMO and PPO. An HMO is an in-network only plan, which means you may only be allowed to stay within your service area. Out-of-pocket cost is less than a PPO, and you may need a referral from your primary physician to see a specialist. However, a PPO is an in-network or out-of-network plan. PPO plans do not require referrals, and you may see a specialist anywhere you prefer. PPO plans cost more if you decide to go out-of-network, but out-of-network is statewide. I hope this answers your question. If you would like more information, you may call Melissa Barton at 472-242-8537. Thanks, and have an amazing day
What's the best way to compare my current Medicare supplement plan to a Medicare advantage plan?
Answer: I always tell my clients to count up the cost. Write down all the out-of-pocket cost to have a Medicare Supplement plan and what your cost will be if you sign up for a Medicare Advantage plan. If you would like to discuss and compare plans, you may give Melissa Barton a call at 473-242-8437.
I have Original Medicare, and I'm wondering if I'd save more on my dental cleanings if I switched to a Medicare Advantage plan instead.
Answer: Yes you can save money on dental cleanings if you switch to a Medicre Advantage plan. Most Advantage plan include $0 copay for cleanings, x-rays, preventive care, and extraction.