There are two types of events: educational and sales & marketing. It's essential to understand the type of event you're attending and what you hope to gain from it. If you have time to research, take the opportunity to review your options and work with a Medicare agent you trust to ensure you're getting accurate information.
SOME COULD BE. AS FOR US WE ARE HERE TO EDUCATE YOU RATHER YOU PICK A PLAN OR NOT. IF YOU ARE NOT WORKING YOU HAVE TO PICK A PLAN OR YOU COULD BE PENALIZED.
Mostly, yes they are. They benefit you as you can meet the agent, ask questions and gather information. They are not supposed to have a sales pitch attached, or even any obligation for follow up contact. However, as polite human beings, many feel obligated to follow through and set up a meeting. To be fair, most presenters are salespeople, and we can't help but sell.
As an agent with 30 years behind me, I always have preferred one on one meetings. I have always felt they are far more personal and efficient for the customer. Skip the seminar and go see an agent.
If they're done right, they can be both informative and also gives the broker a chance to show the audience that they would be the right choice for people to work with. "Its all in the delivery" as they say, so choose your broker wisely.
Yes, sales people are going to try to provide education and then follow up with potential sales opportunity.
That's just business
But they are very restricted in terms of what they can do. So they can't hand out a bunch of freebies that cost more than $15. I think it is. They can only call you if you've signed up to be called, etc. There many laws protecting consumers about this but seminars or just go online and watch YouTube videos to learn about Medicare or call me. I can answer your questions
Medicare seminars are designed to educate people turning 65 about how Medicare works. Compliance does not allow agents to talk about any specific carriers or any benefits at those seminars. So no these are not " sales pitches".
The rules are very clear and precise regarding the rules for Medicare seminars. The law and rules set by the Centers for Medicare and Medicaid and all the insurance carriers are to be adhered to, so that they must be for educational, informational purposes only.
Medicare seminars are a good way to get your questions answered. There is no obligation to enroll in a plan at the seminar nor do you have to give anyone your contact information. The choice is always up to you.
Most Medicare seminars are not sales pitches because they are governed by the Center For Medicare Services. Most seminars are meant to be educational events to teach people how Medicare works and about the different options that Seniors have. These seminars can be listed as "Sales Events" with CMS which allows agents to do enrollments at the event, but most people are not ready or able to even sign up then and there. They are a tool for agents to build relationships in the community.
The benefit for the agent or broker putting on the event is that they often build trust with folks in the room and many may go to the agent/broker for help with their Medicare needs. At these events you are not required to sign in or provide any information if you choose not too. There can be no "high pressure" sales tactics used to force you to work with the agent/broker putting on the seminar.
In my opinion, they are supposed to be informative. Most agents are there to help you understand the complexity of Medicare and to guide you to the plan the provides for your needs.
Seminars are a chance for an agent to spotlight what they do well. You don't need to attend a seminar to get the same information if you are speaking with a seasoned agent who put YOU first.
I would have my radar up. Like all industries,there are good and bad . Choose wisely and carefully.
It depends on whether it's worded as an Educational presentation. If there is a health insurance companies name listed, then they may want to talk to you about insurance plans afterwards.